Chief Business Officer

Galoy is building the core banking system built for this moment: Architecture designed for efficient AI-assisted development, operations and customer experience. Ledger built to handle both fiat and digital assets natively. The Galoy core equips de novo and established banks and credit unions to compete in a financial system transformed by digital assets and artificial intelligence. Its unified architecture is written in Rust and event-sourced throughout, giving banks a secure, replayable record of the past and the flexibility to adopt new technology. Galoy’s open-source AI harness, Drua , connects AI agents to the core through MCP, with every agent scoped and every action logged. It is designed to serve three groups: developers building new products, staff managing daily operations, and customers served through LLM-based assistants. About the Role

The Chief Business Officer leads Galoy’s work with banks and credit unions in the United States. The role has two parts: building relationships with the leaders of US financial institutions, and shaping how Galoy supports them. The successful candidate brings operating experience from inside a financial institution or core banking provider and is recognized as a peer by bank and credit union executives. They combine that experience with the product judgment to shape the core into a clear, well-packaged offering for US institutions. The role owns outcomes in the US market and is consultative; it does not carry a sales quota. Responsibilities

Institutional leadership

Lead engagements with US banks and credit unions from initial introduction through diligence, requirements definition, architecture review and procurement. Serve as Galoy’s authority on core banking operations, including general ledger and accounting, deposits, lending and servicing, payment rails, partner banking and bank operations. Own Galoy’s responses on examination readiness, audit, regulatory reporting, vendor due diligence and third-party risk management. Represent Galoy with industry associations, supervisory bodies and at sector conferences. Product definition and direction

Define what Galoy offers US institutions: which modules are available, how they are configured, what is in scope, and how mature each capability is. Turn what institutions need into product direction, and work with engineering leadership on sequencing. Maintain a single authoritative record of current capability for use across sales, marketing and engineering. Shape positioning and competitive framing against incumbent core providers, in partnership with marketing. Commercial ownership

Develop packaging, pricing, implementation scope and phasing for the US market with the Chief Strategy Officer and Chief Executive Officer. Contribute to the US go-to-market plan and, over time, help build the team that delivers it. Qualifications

Ten or more years in banking, credit unions or core banking providers, including senior operating responsibility. Direct experience operating, selecting, implementing or replacing a core banking system. Demonstrated product leadership in defining, packaging or bringing to market technology products for financial institutions. Working fluency with the US regulatory environment and experience engaging with examiners and supervisors. Ability to work directly with senior engineers, read architecture documentation and engage on technical trade-offs. Strong written and verbal communication with executive, technical and regulatory audiences. Knowledge of Bitcoin, stablecoins and digital assets, or a clear commitment to developing it. Preferred

Executive experience at a US bank, credit union or core banking vendor. Experience with de novo charter formation or establishing a new line of business within a regulated institution. Experience evaluating and selecting core vendors from the institution side. Hands-on experience with bank accounting and general ledger systems. Galoy engineers technology for leaders who are redefining money and banking.

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