Underwriter - Personal Lines

divh2Capital Insurance Group Personal Lines Underwriting Team/h2pAt Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career!/ppCIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees./ppWhy Choose CIGs Personal Lines Underwriting Team?/ppThis is your perfect opportunity to join a company that is building momentum with our independent agents and protecting the dreams and assets of our policyholders. Join the CIG Underwriting team in helping build a safer world where dreams soar!/ppBenefits/pulliAccrue twenty-one days of Paid Time Off during your first year/liliUp to eighty-seven percent of benefits are covered by CIG for you and your family members ulliMedical, Dental, Vision plans, Telehealth/li/ul/liliOne hundred percent covered plans ulliBasic Life ADD/liliEmployee Assistance/liliLeave Management/liliLong Term Disability/liliShort Term Disability (Outside of CA)/liliEmployee Benefit Advocacy Hot Line/li/ul/liliFamily Caregiver Support (Homethrive)/liliChild Care Resources (Tootris)/liliBusiness Travel Accident Protection/liliVoluntary benefit offerings ulliShort-term Disability (CA only)/liliVoluntary Life ADD self, spouse, and child plans/liliFlexible Spending (FSA)/liliHealth Savings (HSA)/liliHospital Indemnity/liliAccidental Injury/liliPet Insurance/liliCommuter Benefit/li/ul/liliCritical Illness/liliARAG Legal Services/liliNorton LifeLock/liliNine paid holidays, plus two floating holidays ulliKudos Shout Out Points Program/liliQuarterly Above and Beyond Bonus Program/liliAnnual Above and Beyond Bonus Program/li/ul/liliCompetitive compensation ulliBase compensation/liliSalary Management Spot Bonuses/liliAnnual Incentive/Profit sharing program, potential payout annually based on company results./li/ul/liliDiscount partnerships ulliGym memberships, credit union, travel, shopping, restaurants, theme parks, and more/li/ul/liliInsurance, educational reimbursement, and bonus programs/liliEmployee Referral Bonus Program/liliHome and Auto Insurance Discount Program./liliPaid Volunteer Time Through company-planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!/liliRetirement savings benefit (401k and Roth + match)/liliHealth Financial Wellness ulliWellness platform, tools, and events - Vitality/liliHealth Savings Account match/liliFinancial Wellness Resources/li/ul/li/ulpWork Environment Format/ppThis is a hybrid-eligible position, where Monday through Wednesday would be working in one of our offices, with Thursday and Friday eligible for work-from-home days. Office locations include: Reno (NV), Monterey (CA), Roseville (CA), and Phoenix (AZ)./ppOverview/ppThe Personal Lines Underwriter is responsible for maintaining an underwriting desk which includes the individual risk selection according to company guidelines. In addition, the role requires maintaining profitability, establishing strong internal as well as external customer relationships. The position will provide knowledge of underwriting appetite and company philosophy to our agency partners. The individual will participate in audits and special projects as needed to facilitate the continued growth and renewal profitability goals. This person will work closely with the Underwriting Supervisor on any matters related to Personal Lines Underwriting./ppResponsibilities/pulliReview and maintain agency management practices for assigned agents, utilizing this information for respective file decisions and quarterly agency reviews./liliComplete drafts for Department of Insurance complaints with the assistance of the PL Underwriting Supervisor/liliComplete underwriting and file reviews on referred new business, endorsements, inspections, CRU Claim Report to Underwriting, and renewal questionnaires./liliField incoming phone calls and email messages from agents to provide underwriting answers to inquiries and service for the assigned territory./li/ululliAchieve annual growth, loss ratio, retention and time service goals/liliAgency Management Use of APS Agency Profile System and regular contact with ADM Agency Development Manager in a mutual partnership to facilitate production./liliUndertakes special projects as requested by management. May participate in audit and quality control reviews./liliJob description is not prescriptive, but rather a guide as to the duties and responsibilities you will have, however it is not limited to the listed above./li/ulpRequirements/pulliKnowledge of insurance industry terminology and laws/liliGeneral policies and procedures for underwriting personal lines insurance risks/liliA college degree is preferred with 3 years experience as a Personal Lines underwriter or equivalent experience./liliDemonstrated ability to apply sound underwriting principles in a professional, consultative manner./liliExcellent verbal and written skills are required./liliContinued personal development in insurance courses is desirable./liliExperience with automated underwriting and rating systems./liliExperience with Microsoft software including Word, Excel, Outlook and Power Point/liliCandidates must be authorized to work in the United States without the need for current or future visa sponsorship./li/ulpCareer Path potential:/pulliSr. Underwriter Personal Lines/li/ulpSalary Range : $55,012.00 - $91,687.00/ppThe salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role. Please note that actual salaries may vary within the range above or below, depending on experience and location. We look at compensation for each individual and base our offer on your unique qualifications, experience, and expected contributions. This position may also be eligible for other types of compensation in addition to base salary, such as benefits and bonus programs./p/div