Investigative Specialist II - AML Transaction Monitoring

Role Overview Financial Crimes has an opportunity for a team member on the AML Transaction Monitoring Team. This role will primarily be responsible for researching and resolving system generated AML and Fraud transaction monitoring alerts in order to identify and escape possibly suspicious activity. This role is responsible for investigative research, root cause analysis and consulting regarding highly complex financial crimes transactions, policy violations and/or suspicious situations with low, moderate, and high risk. Conduct investigative research using appropriate investigative techniques to determine risk; Perform detailed analyses to detect patterns, trends, anomalies and schemes in transactions and relationships across multiple businesses/products; Develop and implement testing strategies and methodologies; Evaluate the adequacy and effectiveness of procedures, processes and internal controls; Review and analyze investigative findings and make recommendations based upon outcomes; Draft corrective action plans and assist in managing change to prevent/mitigate risk. What You Will Do Design and deliver comprehensive training programs for team members and firm associates on financial crimes, including suspicious activity identification, investigative techniques, reporting requirements, and awareness initiatives. Conduct in-depth analysis of escalations and referrals, reviewing account activity and client behavior to detect anomalies, trends, and potential money laundering or suspicious activity, while managing cases through completion. Support operational functions such as workflow management, reporting, and training to enhance team efficiency and effectiveness. Ensure adherence to financial crimes policies and regulatory requirements (e.g., OFAC, FinCEN, BSA), including sanctions screening, enforcement actions (e.g., account restrictions), and communication of policy impacts to business partners. Collaborate with Legal, Compliance, internal teams, and external partners (including government and law enforcement) to support investigations and strengthen the firm’s control environment. Exercise sound judgment to mitigate risks, recognizing that errors or delays could lead to unreported illegal activity, regulatory scrutiny, and financial or reputational harm to the firm. What Experience You Will Need Four or more years of brokerage or financial services industry or related experience with a focus on fraud, BSA/AML investigations, audit, or risk management strongly preferred. Knowledge of brokerage operations, banking operations, risk management, investigations, forensic accounting, business, finance, fraud or anti-money laundering a plus. Must have strong working knowledge of major Operations and Compliance functions, specifically the movement of funds and securities and related regulations. Requires knowledge of BSA/AML and Sanctions Firm Policy, applicable regulations, audits, risk management and internal controls. High school diploma or equivalent is required. What Experience Could Set You Apart Bachelor's degree preferred. CAMS, CFE or other equivalent industry certification/license preferred. Candidates that live within a commutable distance from our Tempe, AZ and St. Louis, MO home office locations are expected to work in the office four days per week effective June 1, 2026. Before June 1, 2026, candidates that live within a commutable distance from our Tempe, AZ and St. Louis, MO home office locations are expected to work in the office three days per week, with preference for Tuesday through Thursday. Edward Jones does not discriminate on the basis of race, color, gender, religion, national origin, age, disability, sexual orientation, pregnancy, veteran status, genetic information or any other basis prohibited by applicable law. Edward Jones’ compensation and benefits package includes medical and prescription drug, dental, vision, voluntary benefits (such as accident, hospital indemnity, and critical illness), short- and long-term disability, basic life, and basic AD&D coverage. Short- and long-term disability, basic life, and basic AD&D coverage are provided at no cost to associates. Edward Jones offers a 401(k) retirement plan, and tax-advantaged accounts: health savings account, and flexible spending account. Edward Jones observes ten paid holidays and provides 15 days of vacation for new associates beginning on January 1 of each year, as well as sick time, personal days, and a paid day for volunteerism. Associates may be eligible for bonuses and profit sharing. All associates are eligible for the firm’s Employee Assistance Program. For more information on the benefits available to Edward Jones associates, please visit our benefits page. #J-18808-Ljbffr