Credit Analyst II
Firstar Bank
Credit Analyst II
Tulsa, OK 74133
Overview
Position Type Full Time
Description
Position Purpose:
Make recommendations regarding customer credit approvals based on an in-depth analysis of credit data, financial statements and due diligence of individuals or companies to determine the degree of risk involved in extending credit or lending money.
Job Duties and Responsibilities:
- Analyze assigned complex loan applications within established guidelines across entire customer base.
- Prepare in-depth written loan memorandum documents in accordance with established policies and procedures and advise Lending Officers/Management on loan analysis.
- Spread and analyze financial statements, develop credit information and review complicated credit issues in order to interpret data and make recommendations to Lending Officers and committees who review lending decisions on new, renewal, and extension loans.
- Analyze cash flows, including global cash flow, to ensure adequate cash is available to meet any and all debt requirements as well as adequate liquidity is maintained.
- Assist in the development of loan agreements.
- Comply with regulations and policies of Firstar Bank.
- Regular interaction with Lending Officers and, as necessary, with customers.
- Assist in the training of Credit Analyst I's as required.
- Complete required annual training and maintain knowledge relevant to the role.
- Participate in bank and community initiatives to strengthen visibility and reinforce Firstar's commitment to the communities it serves.
- Perform additional responsibilities as assigned in support of the Bank's priorities and objectives.
Qualifications
Skills and Abilities Required:
- Strong knowledge and ability to read and interpret financial statements.
- High level of analytical ability, gained through experience, to evaluate loan risk involved with the application.
- Demonstrated ability to fully complete a written loan memorandum.
- Responsiveness in a time-sensitive/deadline-oriented process.
- Strong knowledge of accounting and financial principles.
- Ability to determine the need for more thorough investigation or additional information required for loan approval.
- Working knowledge of documents and legal requirements to secure and perfect collateral instruments.
- Excellent written and oral communication skills as well as the ability to read and understand policies and procedures.
- Strong sense of initiative; self-motivated; work well without close supervision.
- Ability to build professional relationships with coworkers.
- Strong computer skills; proficient in Microsoft Word, Excel and Outlook.
- Strong attention to detail while still successfully multitasking.
Experience and Education Requirements:
- Bachelor's Degree in Business Administration with emphasis in Finance/Accounting or equivalent. Minimum of 12 hours of accounting and/or finance, required.
- Minimum three (3) years banking or financial services industry experience including two (2) years of credit responsibilities either as a Loan Officer or Credit Analyst, required.
Physical Requirements:
- May be required to travel to other branch locations.
- May be required to work some evenings and/or weekends as necessary.
- Prolonged periods of sitting at a desk and working on a computer, with occasional standing and walking throughout the office.
- Occasional bending, reaching or stooping as needed to retrieve files, office supplies, or materials.
- May occasionally lift and/or move items up to 25 pounds (e.g., files, office supplies, packages.)
- Requires the ability to communicate effectively, including the use of visual acuity for reviewing documents and screens and auditory ability for conversations in person and by phone.
Core Values in Action:
- Integrity: Leads by example with ethical decision-making, honesty, and accountability.
- Trust: Builds confidence through transparent communication and consistent follow-through.
- Respect: Treats others with kindness, professionalism, and appreciation for diverse perspectives.
- Better Together: Fosters collaboration and teamwork to achieve shared goals through strong, trust-based relationships.
- Client & Community Focused: Puts clients and community first through responsive service and meaningful engagement.
Firstar Bank is proud to be an Equal Opportunity Employer: EEO/M/F/Disabled/Vets
Vacancy posted 11 hours ago
Similar jobs that could be interesting for youBased on the Credit Analyst II in Tulsa, OK vacancy
- ...Credit Analyst II Join Blue Sky Bank's team as a Credit Analyst II! Drive smart lending decisions. Strengthen financial partnerships. Grow your career. Blue Sky Bank is seeking a detail-oriented and proactive Credit Analyst II to join our team in Tulsa, Oklahoma. As a...SuggestedTemporary workBank staffFlexible hours
- ...Blue Sky Bank is looking for a detail-oriented Credit Analyst II to join our team in Tulsa, Oklahoma. This role involves evaluating borrower financials and assessing risk to support lending decisions. The ideal candidate will possess a Bachelor's degree in finance or accounting...Suggested
- ...Infrastructure Credit Analyst II Infrastructure Credit Analyst II - Houston, TX Experience level: Mid-senior Experience required: 6 Years Education level: Bachelors degree Job function: Accounting/Auditing Industry: Oil & Energy Total position: 1 Relocation assistance...SuggestedContract workWork at officeVisa sponsorshipRelocation package
- ...CREDIT ANALYST II - Job Description Summary/Objective Credit analysts are assigned to support Commercial Loan Officers in the underwriting of new credits and servicing of credit relationships. They are responsible for independently analyzing the quality of...Suggested
- ...Blue Sky Bank is seeking a Credit Analyst II in Tulsa, Oklahoma. You will evaluate borrower financials and support lending decisions while collaborating with experienced professionals across departments. This role requires 2+ years of credit analysis experience and a Bachelor...Suggested
- ...3 E 21st St Tulsa, OK 74129, USA ESSENTIAL DUTIES TO BE PERFORMED WITH OR WITHOUT ACCOMODATION PRIMARY RESPONSIBILITIES Embody the Credit Union’s core values of Trust, Integrity, Teamwork and Making a difference and ensure that new employees understand and embrace these...Work experience placementWork at office
- ...Westreet in Tulsa, OK seeks a professional to handle credit analysis and underwriting for commercial loans. The role involves engaging with customers and reviewing financial reports. Candidates should hold a Bachelor's degree in finance or related field, alongside 2-5...Work experience placementWork at office
- ...Loan Servicing Specialist II At BOK Financial, we value talent and offer exciting career growth opportunities. In this role, you'll handle diverse monetary transactions and loan operations, requiring problem-solving skills and sound judgment. This position provides...Flexible hours
$85k - $115k
...Position Summary The Commercial Underwriter II provides accurate, timely, and succinct credit underwriting to support the company's portfolio management and new business development efforts for the Relationship Managers they are assigned to support. Duties & Responsibilities...Temporary workWork at officeLocal areaFlexible hours- ...Credit Analyst System One is partnering with a client seeking a Credit and Collection Analyst who will be responsible for evaluating customer credit risk and supporting the timely collection of outstanding receivables to maintain consistent cash flow and minimize financial...Local area
- ...activity, teller transactions, digital banking products, debit cards and a variety of other products or processes. The Personal Banker II will be able to effectively and efficiently handle client interactions and exceed client expectations. In addition, they will provide...
- ...TTCU Federal Credit Union is seeking a passionate and motivated Credit Union Advisor to join our team. In this role, you will provide expert... ...months of hire. Must pass Branch Operations Credit Union Advisor II Exam (80% or higher) within 18 months of hire. Why TTCU Federal...Work at office
- ...performance worldwide. Job Summary The Accountant II is responsible for performing a wide variety of accounting... ...cash activity Responsible for processing cash receipts, credit invoices, and customer rebates Resolves bill and payment...Full timeTemporary workWork experience placementLocal areaImmediate startWorldwideFlexible hours
- ...Position Details Req ID req1391 Job Title ACCOUNTANT II Division Corporate Shift First Shift Job Summary Job Summary Applies advanced knowledge of principles, theories, concepts and industry practices, Generally Accepted Accounting Practices and other accounting standards...Work at officeFlexible hoursShift workDay shift
- ...Williams Companies is seeking an Accounting Analyst (Level II or III) to support management through the analysis of financial information. Responsibilities include performing month-end activities, preparing reports, and ensuring compliance with regulations. Candidates...
- ...BSA Investigations Analyst II The BSA Investigations Analyst II is responsible for the research and investigation of customer and transactional data, as well as reporting to applicable governmental agencies and law enforcement. Investigations involve the collection...
$41.7k - $92.8k
...Health Care Service Corporation is seeking an Audit Specialist Analyst II to lead internal and external audits, ensuring compliance with performance guarantees. Successful candidates will have a Bachelor's degree or equivalent and at least two years of audit experience...Remote work- ...We are seeking a strong ERP focused Business Analyst II to join a growing manufacturing partner of ours here in Tulsa. This role is heavily focused on projects, features, and upgrades. We are looking for experience in JD Edwards and Dynamics. Successful candidates must...Work experience placementFor subcontractorLocal area
- ...Project Controls Analyst Williams is committed to creating a diverse and inclusive environment and is proud to be an equal opportunity... ..., so bring your energy to ours! The Project Controls Analyst II/III/Sr. will provide project controls support to Williams'...Work at officeWork from homeFlexible hours1 day per week
- ...out of the office. At Williams, we make clean energy happen. And you can too, so bring your energy to ours! The Project Controls Analyst II/III/Sr. will provide project controls support to Williams' engineering and construction project managers. This role is also...Work at officeWork from homeFlexible hours1 day per week
- ...transaction. Responsible for balancing cash drawer (or dispenser/recycler) regularly to ensure accuracy. Contribute to the achievement of credit union production and service goals by building trusting relationships with Members and fellow employees, staying informed on...Work at office
- Manhattan Construction Group is looking for a Project Accountant 2 in Tulsa, Oklahoma. This role involves managing project accounting, processing invoices, and assisting with billing strategies. The ideal candidate has a strong background in accounting, excellent time ...
- Accountant At DT Midstream (DTM), we've got the energy to achieve great things! DTM owns and operates a diverse, integrated portfolio of midstream pipeline, storage and gathering assets, allowing us to provide a comprehensive set of midstream services to our customers...Work experience placement
- ...Summary Since 1975, TransFund has been delivering ATM, debit, and credit card processing solutions to financial institutions,... ...service. Job Description The TransFund Client Solutions Analyst III is a subject matter expert providing advanced operational,...
- Are you a credentialed life insurance producer who feels constrained by corporate caps, captive carrier limitations, or opaque lead structures? We are expanding our network of established financial protection specialists. This 1099 entrepreneurial partnership is tailored...Contract workWork at officeImmediate startRemote work
$71k - $107k
...legal issues. Assist in executing opportunities to achieve efficiencies in the contracting process as directed by senior-level analysts or leadership. Assist in implementing innovative and continuous process improvements, including non-system and system processes...Contract workWork experience placementWork at office- ...customer relationships by performing the following essential duties. Serve as mentor and coach for Tellers, Relationship Bankers I and II. The Subject Matter Expert for Retail Banking Operations controls including audits, compliance and regulatory responsibilities for...Work experience placement
- Jobs for Humanity is partnering with Oklahoma Complete Health to build an inclusive and just employment ecosystem. Therefore, we prioritize individuals coming from the following communities: Refugee, Neurodivergent, Single Parent, Blind or Low Vision, Deaf or Hard of Hearing...Local areaRemote workFlexible hours
- ...A healthcare company based in Oklahoma is looking for a business analyst to support various initiatives through data analysis. The role requires a Bachelor's degree and 2-4 years of relevant experience, preferably in the healthcare industry. Responsibilities include identifying...Remote workFlexible hours
- ...IT Business Analyst Ameristar Perimeter Security USA, an ASSA ABLOY branded company, is looking for an IT Business Analyst. The IT Business Analyst ensures that business processes and supporting systems continue to meet the needs of stakeholders across the enterprise...Work experience placementWork at office
Do you want to receive more vacancies?
Subscribe and receive similar vacancies to Credit Analyst II. Be the first to apply!


