Payments QA Engineer

Location: Charlotte NC, Jersey city , NJ (Onsite)

Fulltime Permanent

Job Description

Payments QA engineer

Must Have Technical/Functional Skills

• Deep knowledge of Wire Transfer processing with hands on experience in ACI MTS, including payment/message flows, validations, and downstream impacts.
• Strong understanding of ISO20022 messages across CBPR+, Fedwire, and CHIPS, as well as legacy SWIFT MT formats.
• Solid grasp of Agile, SDLC, and test management methodologies.
• Ability to develop comprehensive manual test cases that cover functional, non-functional, and compliance requirements.
• Skilled at generating, conditioning, and managing compliant test data across environments.
• Analytical, detail-oriented, highly organized, and able to independently drive assignments to completion.
• Strong written and verbal communication skills with the ability to collaborate across distributed, cross-functional teams.
• Adaptable in a fast-paced environment and able to work within established timelines.
• Confident in making decisions to ensure features function as intended.
• Understanding of dependencies across wire processing, including:

• Payment and message processing flows
• Client products and services related to Wire Transfer
• Wire database structures and operational interactions
• Fedwire, CHIPS, and SWIFT practices, formats, and reconciliation
• gpi processing

• Experience supporting and testing middleware interfaces, including web services, daemons, and message-based integrations.
• Hands-on experience with tools such as SOAP UI, Postman, Jira, Confluence, Octane, and MTS utilities.
• Linux and shell scripting familiarity.

Roles & Responsibilities

• Excellent problem solving, judgment and decision-making skills.
• Strong analytical skills.
• Must be an excellent team player.
• Responsible, reliable must be willing to continuously learn and develop.
• Detail and process oriented
• Ability to communicate with our Business Technology partners at all levels across the organization.
• Ability to develop strong relationships with our development team partners.
• Ability to partner with other Support teams and with technology groups within the organization.
• Self-starter and independent worker, ability to work with minimum supervision.