Insurance Sales Representative (Brokerage, Base Salary + Monthly Incentives)

Insurance Sales Representative

Inbound licensed insurance sales role within Kin's growing Agency division with $70K+ OTE, uncapped earnings, and company-provided warm leads. Focus on consulting with homeowners and building customized policies across multiple carriers - no cold calling required.

Kin makes life simpler, more affordable, and better for homeowners — especially in the places where climate risks, rising costs, and outdated systems make it harder. We start with smarter homeowners insurance and expand to everything homeowners need to thrive.

Using data, technology, and thoughtful human support, we're building products that are clear, fair, and help homeowners feel confident — so homeowners aren't left behind when they need help most.

Founded in 2016, Kin is a remote-first employer with Kinfolk across more than 35 states. We serve customers in 13 states (and counting). Our disciplined growth, strong customer satisfaction, and focus on long-term sustainability fosters outstanding growth, attracts marquee investors, and earns recognition and accolades, including:

• Built In Chicago's Best Places to Work, Midsize Companies (2021-2026)
• Forbes' America's Best Startup Employers (2021-2024)
• Inc. 5000 Fastest-Growing Private Companies
• Forbes' Fintech 50 (2025-2026)
• Great Places to Work Certified (2024-2026)

Most importantly, we're building Kin to be a place where people do meaningful work with real impact — for our customers, our communities, and each other. We're excited to tell you more about how you can contribute to our rapid growth, strong unit economics, profitability, and excellent customer ratings.

As Kin continues to grow our Agency division, we are looking for a licensed Insurance Sales Representative to support our Independent Brokerage channel.

In this role, you will help drive business growth by connecting with prospective customers and recommending insurance solutions through multiple A-rated carriers. You'll provide expert consultation on homeowners coverage as well as complementary policies such as auto, umbrella, and flood insurance.

With qualified leads provided by our Marketing team, your focus will be on understanding customers' needs, building customized quotes, and guiding them through the process of selecting the best policies to protect their homes, vehicles, and assets.

This is an opportunity to play a key role in expanding Kin's brokerage presence while delivering exceptional customer experiences and achieving strong sales results.

Must be available Monday–Friday.

• Mandatory paid training for the first 2+ weeks: 8:00 AM – 5:00 PM CST
• Post-training schedules will be assigned based on business needs and will fall within our operating hours of 7:00 AM – 6:00 PM CST
• All shifts are 8 hours plus a 30-minute lunch break
• No weekend shifts required

We are currently hiring for our June 15, 2026 training class.

Connect with potential customers via phone, email, and text to understand their insurance needs and recommend tailored coverage solutions

Clearly communicate the features and benefits of products from multiple insurance carriers, answering customer questions with confidence

Work primarily with company-provided qualified leads to maximize sales opportunities and conversion rates

Consistently follow up with prospects via phone, email, and text to move them through the sales funnel Meet or exceed sales goals by applying effective sales strategies and building strong relationships with customers

Collaborate cross-functionally with underwriters and customer service teams to ensure a smooth customer experience

Maintain accurate records of customer interactions and sales activities using CRM tools

Build customized policies for customers using internal quoting tools and systems

Educate homeowners on insurance coverage options to ensure they fully understand their protection

Stay current on industry trends, product knowledge, and competitor offerings to effectively position Kin's Agency solutions

1+ years of insurance sales experience in a fast-paced brokerage environment

Experience selling with multiple carriers across multiple states (home, auto, umbrella, jewelry, etc.)

Active Property & Casualty license

Strong understanding of insurance products and policy processes

Excellent communication and interpersonal skills with the ability to build rapport quickly

Strong negotiation and persuasion skills with a natural ability to close deals

Self-motivated and results-driven with a track record of meeting or exceeding sales targets

Experience using CRM platforms and sales tools

Call or contact center experience (brokerage experience preferred)

Bonus qualifications:

• Bilingual ability (Spanish preferred)
• Experience with Citizens Property Insurance

We believe a great hiring experience should be clear, respectful, and human. Applications for this position are accepted on an ongoing basis.

While our recruiting team uses AI tools for efficiency, resumes are still screened by Kin's in-house recruiters, and candidate evaluations and hiring decisions are made by recruiters and hiring teams. Rest assured, real people make real decisions.

You can expect:

• Prompt updates and feedback following interviews
• Interviews with recruiters and hiring managers
• Skills assessments relevant to the role
• Genuine, thoughtful human interaction throughout the process

On-target earnings (OTE) starting at $70,000, with uncapped commission potential

$45,000 base salary

Uncapped monthly commissions, starting with the very first policy sold

Ramp compensation plan during the first three months of sales production

This role is eligible to earn additional incentive compensation through participation in our Sales Incentive Program.

Medical, Dental, Vision, Life, Short- and Long-Term Disability

Employee Assistance Program

Voluntary benefits including accident, hospital indemnity, critical illness, legal assistance, and pet insurance Benefits eligibility beginning the first of the month following start date

Company equity via Restricted Stock Units (RSUs), based on role and level

401(k) with up to 4% company match

11 days accrued PTO, 7 paid sick days, and 8 paid company holidays Paid Parental Leave:

• 14 weeks (birthing parents)
• 8 weeks (non-birthing parents)

Professional development and career mobility opportunities

Referral bonuses

We don't just hire for skills. We hire for alignment. Kinfolk bring diverse perspectives, but we're united by a shared set of values that shape how we work and how we show up for each other and our customers.

Run through walls, together - Our industry is stuck in the status quo. But Kin is different. We are challengers. Innovators unwavering in our mission to fix insurance for those who need it most. We are changing insurance for good. We roll up our sleeves, take action, and get 'impossible' things done every day with grit and teamwork.

Raise the bar. Drop the ego - Attitudes are contagious. Every one of us is responsible for creating the culture we want to work in. High performance. Low drama. Always respectful. Like professional sports teams, we win by working in sync. We show up, work hard, and play to each other's strengths.

Act like an owner - We are owners, fully accountable for achieving Kin's mission. That requires positive, proactive, big-picture thinking well beyond our job descriptions. Ask questions, Take ownership. Do the right thing, even when it's hard. Because when Kin thrives, so do you. And so do our customers.

Operate lean. Deliver more - We build efficiency into everything we do. Each dollar we save gets reinvested to deliver more to our customers: better pricing, more products, and new innovations. We work smarter by relentlessly prioritizing and using technology, including AI, to multiply our impact. Lean is about focus, not deprivation. Lean isn't a limitation – it's our competitive advantage.

Keep asking 'What if?' - We value curiosity. To make insurance better for our customers, we experiment. We embrace insights. And we base decisions on data rather than assumptions. We see setbacks