Claims Representative

Claims Rep-InsideUnited Fire Group is seeking an inside claims representative for the central plains region in our Cedar Rapids office. This position will investigate, evaluate, negotiate and settle commercial and personal property and casualty claims. This position is eligible for telecommuting. Relocation assistance is provided.Job FunctionsReview assignments to determine severity, coverages and appropriate action.Conduct phone interviews and take recorded statements from all parties possessing facts regarding the claim.Review and interpret policy coverage to determine whether the claim is payable under the policy, deductible, actual cash value or replacement cost.Write reports for the claim file to document all activity related to loss.Evaluate the loss/damages.Prepare files for arbitration.Negotiate with contractors or repair facilities regarding extent of damage and method of repair. Recover salvage and sell to appropriate salvage buyer.Keep current on court cases, changes in law, values and prices of property and materials.Promote positive working relationships with agents.Participate in company sponsored educational programs to develop and maintain knowledge of products, producers and industry trends.Perform other job duties as assigned. Regular attendance.The ideal candidate will have two to five years of property and casualty claims experience. A four year college degree preferred. Must have knowledge of the law (civil, traffic, contractual), construction, medicine, auto and building repair, math, mechanical aptitude, repair techniques, labor and material prices. Must be able to read, comprehend and interpret policy language and apply to loss. Possess analytical ability to determine reserves. Must possess negotiation skills, human relations skills, analytical skills, organizational skills, as well as oral and written communication skills. Must be able to work with little guidance or direction.Equal Opportunity EmployerUnited Fire Group has a policy to provide equal opportunity for all. We continue to take positive action to recruit, hire, train, transfer and promote persons in all job categories based on the individual's ability to perform the job and without regard to race, color, religion, creed, sex, age, national origin, sexual orientation, disability or genetics.