Senior Analyst, Actuarial - Valuation

Hi, we’re Oscar. We’re hiring a Senior Analyst, Actuarial – Valuation to join our Actuarial. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family. About the role The Senior Analyst, Actuarial supports Oscar’s Valuation processes for several Affordable Care Act (ACA) markets. The Senior Analyst, Actuarial establishes Incurred but not Reported (IBNR) projections and risk adjustment accruals, and investigating actual performance trends to inform budget planning, pricing, and company strategies. This position is eligible for the department’s rotational program. You will report into the Director, Actuarial. Work Location This position is based in our New York City office, requiring a hybrid work schedule with 3 days of in‑office work per week. Thursdays are a required in‑office day for team meetings and events, while your other two office days are flexible to suit your schedule. Pay Transparency The base pay for this role is $91,659.60 – $120,303.23 per year. You are also eligible for employee benefits, participation in Oscar’s unlimited vacation program and annual performance bonuses. Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full‑time employees are eligible for benefits including medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Responsibilities Establish and communicate the accruals for the monthly close process related to Incurred but not Reported (IBNR) claims, Risk adjustment and/or Shared Savings deals. Use SQL and Python to expand existing frameworks, driving new insights and resources for other Actuarial teams. Important contributor in reviewing and submitting regulatory filings. Investigate the core drivers of observed trends and provide meaningful information for consideration in the financial planning process. Promote and shape Oscar actuarial best practices concerning automation and documentation. Maintain relationships, rapport, and lines of communication with all partners. Aid in the onboarding of analysts by collaborating and integrating them into existing processes. Compliance with all applicable laws and regulations. Other duties as assigned. Requirements College degree or commensurate skills attainment. Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one. 3+ years of experience in a related field. Bonus points Knowledge of core health insurance concepts and experience with actuarial applications. Technical with an enthusiasm to apply tech-forward methods in actuarial models. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination‑free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We’re on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (View email address on click.appcast.io) to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our Privacy Policy. #J-18808-Ljbffr Oscar Health