Staff Accountant

The Cross Family of Agencies welcomes you. We need your talent and expertise.

Job Description

Position Title : Staff Accountant

Location : Bangor, ME (NO REMOTE)

Reports To : Accounting Manager

Position Overview

The Staff Accountant plays a vital role in maintaining the accuracy and integrity of financial records and supporting day-to-day accounting operations for the insurance agency. Reporting directly to the Accounting Manager, this entry-level role is responsible for carrier commission reconciliations, agency/direct bill processing, premium trust account maintenance, bank reconciliations, and supporting month-end close procedures across agency operations.

Key Responsibilities

• Reconcile carrier commission statements (direct bill and agency bill) against policies written to ensure accurate revenue tracking and producer commission splits
  
• Perform routine bank reconciliations for operating accounts and assist with premium trust account oversight to ensure regulatory compliance and separation of funds
  
• Prepare and post standard journal entries, record accounts payable transactions, and assist with vendor payments and cash movements between entities
  
• Assist with month-end close procedures, including expense variance analysis, accruals, and deferral tracking for carrier payables and producer payables
  
• Support external auditors by gathering documentation for year-end audits or state regulatory filings
  

Qualifications & Requirements

• Education: Bachelor's degree in accounting or finance required
  
• Experience: 0-2 years of accounting experience (relevant internship experience is considered)
  
• Technical Skills:
  
  • Proficiency in Microsoft Office
    
  • Workday experience is preferred
    
  • Prior exposure to or familiarity with insurance Agency Management Systems such as AMS360, Applied Epic, Salesforce, or EZLynx is a strong plus
    
• Key Competencies:
  
  • Solid understanding of basic GAAP principles and foundational accounting practices
    
  • Foundational knowledge of insurance billing concepts (Direct Bill vs. Agency Bill, carrier commissions, and producer splits) is preferred
    
  • High attention to detail, organization, and analytical problem-solving skills
    
  • Excellent verbal and written communication skills
    
  • Strong commitment to maintaining internal controls, confidentiality, and internal/external customer service
    

Compensation

The base salary range for this role is $53,000-$59,000. Actual compensation will be based on factors including location, skills, experience, and internal equity. Cross Insurance offers a comprehensive benefits package including medical, dental, vision, 401(k) with match, paid time off, and more.