Payments Business Analyst
Ztek Consulting INC
Job Title: Payments Business Analyst
Location: New Castle, DE / Jersey City, NJ / Tampa, FL (Onsite)
Type of hire: Full-time
Job description -
Payments Business Analyst
We are seeking a Payments Business Analyst with deep domain expertise across payments processing, clearing & settlement, and digital payments ecosystems. The candidate will act as a bridge between business stakeholders and technology teams, driving requirements, solution design, and delivery across payment platforms.
Must Have Technical/Functional Skills
1. Business & Functional Analysis
Gather, analyze, and document business requirements for payments initiatives
Translate business needs into clear functional specifications and user stories
Conduct gap analysis between existing and proposed payment systems
Create BRDs, FRDs, use cases, process flows, and functional specs
2. Payments Domain Expertise
Work across key payments areas:
o Wire Payments (SWIFT, Fedwire, CHAPS)
o ACH / SEPA
o Real-Time Payments (RTP) / Faster Payments
o Cards & Merchant Payments
Understand end-to-end payment lifecycle:
o Initiation Validation Clearing Settlement Reconciliation
Domain Skills
Strong experience in Payments (mandatory)
Knowledge of:
o ISO 20022
o SWIFT messaging (MT/MX)
o Payment hubs / core banking systems
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