Junior Loan Originator | Retail

Junior Loan Originator

Cardinal Financial is a nationwide direct mortgage lender that focuses on creating solutions for our borrowers, partners, and employeesto provide the very best experience. We are genuine and hard-working individuals who are not scared to improve and intentionally push beyond what is considered "good enough". Looking to join a growing company that values its people, innovates, and expands on its proprietary technology? Apply below!

The Junior Loan Originator will work closely with Licensed Loan Originators, clients, and financial institutions to ensure the timely and efficient processing of loan applications. Responsibilities will span from gathering financial information to preparing loan documents, as well as providing excellent customer service. Additionally, the Junior Loan Originator will undertake preparation for the National Uniform State Test (UST) and state licensing exams to ensure the necessary qualifications are met for the role.

What You Will Do:

• Establish relationships with potential clients, follow up on leads, and offer appropriate loan solutions.
• Serve as a point of contact for clients, answering questions regarding the loan process and products available.
• Gather required documentation from clients and help them complete loan application forms.
• Provide regular updates to clients on the status of their loan applications.
• Assist with data entry into loan management systems, ensuring that all required documents are accurately completed and submitted to underwriting.
• Provide general administrative support to Licensed Loan Originators, including scheduling appointments and managing client files.
• Transfer live calls to our Licensed Loan Originators.
• Maintain a high volume of phone calls on a daily basis.
• Participate in training and development activities to learn more about loan products and the industry.
• Prepare for the National Uniform State Test (UST) and state licensing exams.
• Listen and review calls led by the Loan Origination team for training and auditing purposes.

Requirements:

• High school diploma/GED and comparable work experience.
• Expected to obtain Mortgage Originator License within 120 days of hire.
• Exceptional customer service skills.
• Excellent verbal and written communication skills.
• Excellent analytical and organizational skills.
• Highly developed computer/technology skills.
• Detailed and multifaceted individual.
• Proven self-starter with a relentless drive to exceed goals, exhibiting an innate willingness to go above and beyond expectations.
• Motivated by financial success, consistently striving to maximize earnings through proactive efforts and resourcefulness.
• Ability to adapt well to change.
• Demonstrated responsibilities for multi-faceted direction and planning; must be a fast paced individual who can effectively manage multiple demands and competing priorities.
• Ability to take direction and comprehend training.
• Demonstrated history of self-motivation and initiative, consistently exceeding performance expectations and driving results independently.

What We Offer:

• Strength, Stability, and Vision
• Great compensation package
• Opportunity for career growth
• A commitment to be a relevant market leader - we are aiming for the top!
• Octane, our engineered proprietary technology that is transforming the mortgage industry
• An empowered culture where your ideas are important and your voice matters
• Full Benefits, beginning the first day of the month following your start date, including Medical, Dental, Vision, Life, Disability Insurance, and much more
• 401(k) w/ 50% match up to a maximum employee contribution of 5% - Beginning the 1st of the month following 30 days of employment

Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills and experiences within our workforce. California residents click here to review Cardinal's California Employee Privacy Policy & Notice at Collection.