Commercial Lines Underwriter

Job Description We offer a merit‑based work‑from‑home program based on job responsibilities. After initial in‑person training, this role may include the flexibility to work from home up to 3 days per week. Auto‑Owners Insurance, a top‑rated carrier, is seeking a motivated underwriting trainee to join our team. This position performs and applies insurance coverage, rules, and guidelines to execute the underwriting decision‑making process according to the Company’s underwriting philosophy. Responsibilities Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions. Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use. Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment. Analyze loss experience, financial conditions, and physical characteristics of risks. Acquire a working knowledge of supporting sections of the underwriting department. Effectively communicate with independent agents and other associates through verbal and/or written means. Participate in and successfully complete the Company underwriter training program. Desired Skills & Experience Bachelor’s degree or direct equivalent experience with property/casualty underwriting. Ability to organize data, multi‑task, and make decisions independently. Above‑average communication skills (written and verbal). Ability to write reports and compose correspondence. Ability to resolve complex issues. Continually develop product knowledge through participation in approved educational programs. Benefits Competitive base salary. Matched 401(k). Fully‑funded pension plan (once vested). Bonus programs. Generous paid time off including holidays, vacation days, personal time, and sick leave. Equal Employment Opportunity Auto‑Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law. Please note that the ability to work in the U.S. without current or future sponsorship is a requirement. #J-18808-Ljbffr