Compliance Advisory Specialist III, Principal Associate

The Anti-Money Laundering (AML) Compliance Advisory Specialist III performs a key risk management role (second line of defense) to help ensure corporate initiatives and lines of business processes comply with applicable laws and regulations. The specialist delivers quality and timely results, provides compliance advice to the business, and executes or participates in corporate processes within the Compliance Management Program framework. Responsibilities Review inquiries from lines of business and provide guidance on action/remediation; escalate and facilitate with subject‑matter experts when necessary. Provide effective challenge and guidance on compliance risks and support lines of business through various interactions and forum engagements. Advise lines of business on the application of compliance requirements for new products and services, process development, control and monitoring development, remediation of compliance breakdowns, and changes in law or regulation. Support lines of business with questions in the development and maintenance of a business / first line of defense compliance program, such as monitoring, reporting, and training. Issue/event oversight for Commercial Know Your Customer (KYC) – identifying trends in data and proactively advising on identified risks. Maintain subject‑matter expertise of applicable laws and regulations. Engage in audit, regulatory, and other reviews of the AML program. Assist in capturing, maintaining, and analyzing compliance data, interpreting it to ensure consistency and adequate compliance risk management. Provide support to risk assessment and/or control initiatives such as the Money Laundering Risk Assessment (MLRA) or the Compliance Control Review (CCR). Complete required ad‑hoc tasks in support of inquiries or initiatives. Function within AML Advisory across Commercial lines of business (LOBs). Basic Qualifications Bachelor’s Degree or military experience. At least 3 years of Anti‑Money Laundering (AML) compliance or AML risk management experience. Preferred Qualifications Master’s Degree. 5+ years of AML compliance experience or 5+ years of AML risk management experience. Certified Anti‑Money Laundering Specialist (CAMS) or Certified Regulatory Compliance Manager (CRCM) certification. Compensation Plano, TX: $109,900 - $125,400 Richmond, VA: $109,900 - $125,400 Wilmington, DE: $109,900 - $125,400 Chicago, IL: $109,900 - $125,400 McLean, VA: $120,800 - $137,900 This role is eligible to earn performance‑based incentive compensation, which may include cash bonuses and/or long‑term incentives (LTI). Incentives may be discretionary or non‑discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial, and other benefits that support your total well‑being. Capital One is an equal‑opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace and considers qualified applicants with a criminal history in a manner consistent with applicable laws regarding criminal background inquiries. #J-18808-Ljbffr