Senior Credit Analyst

Responsible for all aspects of Daimler Truck Financial Services commercial retail and lease acquisitions for fleet customers, within dedicated regions. Coach and mentor team of Analysts to ensure credit integrity and accuracy. As well as remain compliant with established global and local policies and procedures. Establish and maintain positive relationships with DTFS Sales Team and dealer network to assist with profitable growth in the portfolio. Manage the execution of Canadian Credit files. Collaborate with Canadian Sales colleagues and make recommendations to ensure alignment with US processes. Ensure Canadian legal requirements are followed through transition of underwriting from Canada to US. Posting Information We provide a scheduled posting end date to assist our candidates with their application planning. While this date reflects our latest plans, it is subject to change, and postings may be extended or removed earlier than expected. We Take Care of Our Team Pay offered dependent on knowledge, skills, and experience annual bonus program 401k company contribution with company match up to 6% as well as non-elective company contribution of 3 - 7% depending on age starting at 4 weeks paid vacation 15 calendar holidays 8 weeks paid parental leave employee assistance program comprehensive healthcare plans and wellness programs onsite fitness (at some locations) tuition assistance and volunteer paid time off short-term and long-term disability plans What You Drive at DTFS Manage acquisition activities for fleet borrowers with US and Canada DTFS outstandings that exceed $1.25MM, or requesting a line of credit. Decision credit requests up to approved limits of authority of $5MM 1-4 rated or $3MM 5+ rated. Review credit files prior to analyst presenting to Local or RCRC committee's. Active member of Local Credit Committee with joint authority up to $25MM. Present files to RCRC, which exceed $50MM, when necessary. Monitor proficiency and efficiency of NASC agent tasks. Collaborate and make recommendations to the responsible party to ensure training and development of NASC agents. Perform audits if necessary. Coach and develop Credit Analysts on skills and competencies needed to be successful in the role, (e.g., financial analysis, asset evaluation, economic factors, etc.). Recognize and reward valued behaviors. Conduct mid-year and annual appraisals. In partnership with Human Resources, manage the interviewing and selection of candidates, as needed. Establish and maintain positive relationship with DTFS Sales Team and dealer network in the US and Canada to assist with profitable growth in the portfolio. Participate in joint sales calls and customer/dealer visits, when necessary. Understand all Canadian and US Fleet related legal documentation and ensure compliance ensuring DTF perfection, i.e.: UCC / PPSA filings and Subordination Agreements and timely lease line audit performed to ensure compliance. Identify and implement process improvements to achieve optimal credit efficiencies and service levels. What You Bring to DTFS Candidates must be professionally proficient in French, with the ability to communicate effectively in Québécois (Canadian French) in both spoken and written business settings. Bachelor’s Degree and 5 years relevant work experience or 8 years of relevant experience in lieu of degree. Minimum of 2 years of experience in Credit Analysis, Credit Underwriting and/or Finance/Risk Management. Minimum of 2 years of financial analysis experience. Demonstrated ability to build and maintain customer relationships. Demonstrated ability to achieve results through collaboration with internal colleagues. Customer centric focus. Exceptional Candidates Might Have Commercial credit experience in the transportation industry. Minimum of 1 year of experience presenting financial data to decision makers. Minimum of 1 year of Moody's software application experience. Where We Work This position is open to applicants who can work in (or relocate to) the following location(s)- Charlotte, NC US. Relocation assistance is not available for this position. Schedule Type: Hybrid (4 days per week in-office / 1 day remote). This schedule builds our #OneTeamBestTeam culture, provides an unparalleled customer experience, and creates innovative solutions through in-person collaboration. Daimler Truck Financial is the captive financial services provider for the Daimler Trucks North America family of commercial vehicle products, including Freightliner Trucks, Western Star, SelecTrucks, Sprinter Vans, Thomas Built Buses and Fuso. We have specialized in financing commercial vehicles for more than 40 years. This proven experience gives us critical insights into helping businesses overcome challenges unique to the trucking industry. Additionally, we offer a range of financing solutions that can be customized to meet each individual business's needs, from owner-operators to large fleet managers and nearly every venture in-between. To achieve our goal of being the first-choice provider of vehicle financial products and services that support our brands, dealers and customers, we are looking for talented, diverse and inspired people with the skills, experience and innovative spirit to provide a first-class experience at every turn. We are committed to providing a great workplace environment that fosters a culture of openness, support and camaraderie. Our employee programs and benefits are reflective of our values and are designed to promote growth, balance and wellness in many aspects of your career and life. Additional Information Applicants must be legally authorized to work permanently in the country of posting Final candidate must successfully complete a criminal background check Contractors, professional services, or other contingent workers should confirm with their local agency if they are eligible to apply for FTE positions EEO - Disabled/Veterans Daimler Truck Financial Services is committed to workforce inclusion and providing an environment where equal employment opportunities are available to all applicants and employees without regard to race, color, sex (including pregnancy), religion, national origin, age, marital status, family relationship, disability, sexual orientation, gender identity and expression (including transgender and transitioning status), genetic information, or veteran status. For an accommodation or special assistance with applying for a posted position, please contact our Human Resources department at View phone number on click.appcast.io or toll free View phone number on click.appcast.io. For TTY/TDD enabled call View phone number on click.appcast.io or toll free View phone number on click.appcast.io #J-18808-Ljbffr