Product Analyst

Product Analyst

If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we're hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking a Product Analyst. This role will focus on ensuring the accuracy and quality of underwriting decisions and agency management metrics by overseeing various risk actions, project implementations, and analytics. The Analyst will work cross-functionally to ensure our proprietary systems and vendor information are optimized for performance. This position requires expertise in protection class data, agency metrics, and a high degree of project management skills to ensure successful program rollouts.

What You'd Be Doing

Risk Monitoring and Quality Review

• Monitor and assess quality of requested/released changes in pricing, coverage and forms, and underwriting criteria via User Acceptance Testing (UAT)
• Conduct regular quality reviews, identify risks, and recommend corrective actions.
• Report on the status and resolution of risk-related actions to relevant stakeholders.

Project Management

• Lead the rollout of various changes in current products such as pricing, coverage and forms, underwriting changes affect our systems.
• Ensure all initiatives are completed on time, within scope, and aligned with company goals.
• Collaborate with internal and external teams to support program success and system integration.

Data Analytics & Reporting Risk & Rating Elements

• Perform comprehensive data analytics on various risk and rating elements to inform decision-making and improve underwriting accuracy.
• Generate insights and actionable reports based on data trends, enabling continuous improvement of underwriting practices.

Subject Matter Expertise Internal and External Quote and Policy Portals

• Serve as the primary expert on Agent facing and internal system along with vendor-provided information that supports underwriting decisions.
• Act as the subject matter expert for all system applications, business rules, inspection outcomes, and policy changes.
• Collaborate with the Sales team to ensure actions are taken to improve agency performance and provide a key touchpoint for cross-department communication.

Agency Performance Management

• Analyze agency policy outcomes (e.g., cancellations, rescissions, coverage changes, bill plans) to identify improvement opportunities.
• Drive system enhancements to improve agency performance and efficiency in policy issuance and compliance.

Subject Matter Expertise Agency Data

• Act as the subject matter expert for all agency-related data, including adherence to business rules, inspection outcomes, and policy changes.
• Collaborate with the Sales team to ensure actions are taken to improve agency performance and provide a key touchpoint for cross-department communication.

Additional Data Analytics & Reporting

• Conduct further data analysis on rating elements to support continuous improvement across underwriting, risk management, and agency performance.

We're looking for someone who has:

• Bachelor's degree in business, risk management, insurance, or related field.
• 5+ years of experience in underwriting, risk management, or agency performance management, preferably in the insurance industry.
• Strong knowledge of public protection class data, geo-location analysis, and vendor information systems.
• Experience in project management with demonstrated success in rolling out programs across multiple teams.
• Proficiency in data analytics, with the ability to extract actionable insights from complex data sets.
• Excellent communication and collaboration skills, particularly with Sales, Underwriting, and other cross-functional teams.
• Familiarity with insurance policy structures, agency management processes, and system-driven performance improvements.
• Experience with proprietary software platforms and tools used in insurance operations is a plus.

About SageSure:

Named among the Best Places to Work in Insurance by Business Insurance for four years in a row (2020-2023), SageSure is one of the largest managing general underwriters (MGU) focused on catastrophe-exposed property in the US. Since its founding in 2009, SageSure has experienced exceptional growth while generating underwriting profits for carrier partners through hurricanes, wildfires, and hail. Available in 16 states, SageSure offers more than 110 home, flood, and commercial products on behalf of its highly rated carrier partners. Today, SageSure manages more than $3.2 billion of inforce premium and helps protect more than 970,000 policyholders.

We have more than 1,000 employees in a distributed workforce environment across 12 officesFairfield, CA; Mountain View, CA; Cheshire, CT; Jacksonville, FL; Tallahassee, FL; Tampa, FL; Chicago, IL; Jersey City, NJ; Marlton, NJ; Cincinnati, OH; Houston, TX; Sheboygan, WIwho are tackling the industry's toughest challenges.

SageSure is a proud Equal Opportunity Employer committed to building a workforce that reflects the spectrum of perspectives, experiences, and abilities of the world we live in. We recognize that our differences make us strong, and we actively seek out diverse candidates through partnerships with organizations, institutions and communities that represent various backgrounds. We champion belonging and inclusion for all identities, including, but not limited to, race, ethnicity, religion, sexual orientation, age, veteran status, ability status, gender, and country of origin, striving to create a culture where all individuals feel valued, respected, and empowered to bring their authentic selves to work.

Our nimble, highly responsive culture nurtures critical thinkers who run toward problems and engineer solutions. We relentlessly pursue better outcomes by investing in the technology, talent, and tools that position us to succeed in demanding markets. Come join our team! Visit sagesure.com/careers to find a position for you.