Financial Analysis - Associate

Job Description Join the Card Acquisition Costing team for an exciting opportunity to provide financial and strategic analysis, oversight, and coordination of budgeting and forecasting. Our Financial Planning and Analysis (FP&A) teams are responsible for a wide range of activities including financial control, forecasting and budgeting, analysis of financial/business metrics, delivery of regular management reporting, development of new reporting capabilities, and advising the line of business CFOs on how to increase profitability and efficiencies. Job Description Join the Card Acquisition Costing team for an exciting opportunity to provide financial and strategic analysis, oversight, and coordination of budgeting and forecasting. Our Financial Planning and Analysis (FP&A) teams are responsible for a wide range of activities including financial control, forecasting and budgeting, analysis of financial/business metrics, delivery of regular management reporting, development of new reporting capabilities, and advising the line of business CFOs on how to increase profitability and efficiencies. As a Financial Analyst within the Marketing Expense Finance Team, you will analyze, prepare, and reconcile accounting and technical data as well as prepare reports, while always thinking of and devising ways to streamline and minimize cycle times through automated applications and process improvement. You will also help develop recommendations affecting business procedures and operations and maintain financial and reporting systems. In addition, you will assist the department and other team members with special projects or components of other projects as needed. Job Responsibilities Build strong working relationships with business partners and provide card acquisition expense metrics through monthly/quarterly reporting, project support, and ad hoc analyses that deliver insight into card product acquisition expense performance. Responsible for IRF/budget card acquisition expense forecasting; perform variance and analyses of actuals versus forecast, identifying risks and opportunities. Develop and track key acquisition expense metrics and provide financial analysis for senior management to assist with strategic decision‑making. Partner with business CFO teams to update forecasts/budgets then performing variance analysis to understand the key drivers in marketing and presenting commentary to senior managers, explaining changes from prior forecasts/budgets. Report on a monthly and quarterly basis to stakeholders to align on the marketing expense story. Help design new reports and dashboards to efficiently deliver the financial results to senior management Enhance controls and streamline processes, introducing automation where possible. Required Qualifications, Capabilities And Skills Bachelor's degree in Accounting, Finance or a subject of a technical nature 2+ years of work experience in Accounting, Finance, Planning & Analysis or Business Management Advanced skills in Excel and PowerPoint Proficiency with data mining/gathering and manipulation of data sets Inquisitive, enthusiastic and diligent, and capable of challenging peers Strong verbal and written communication skills with the ability to articulate complex issues clearly Ability to create ad hoc reporting for senior management Proven track record for executing on special projects / assignments with often little lead time or information Team player with the ability to be respected as a trusted partner for the Business, Finance, and FP&A Teams Highly motivated self‑starter with excellent time management/prioritization skills and ability to thrive under pressure and tight deadlines Strong analytical and problem solving skills with ability to analyze large data sets and present conclusions concisely Additional Information To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment‑based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co. will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit, including optional practical training (OPT) or curricular practical training (CPT). This role is not eligible for relocation assistance. About Us Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. Additional details about total compensation and benefits will be provided during the hiring process. Comprehensive health care coverage On‑site health and wellness centers Retirement savings plan Backup childcare Tuition reimbursement Mental health support Financial coaching More We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. Equal Opportunity Employer/Disability/Veterans About The Team Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most‑used digital solutions – all while ranking first in customer satisfaction. Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet. #J-18808-Ljbffr JPMorganChase