Home Loan Specialist II

PENNYMAC

Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market.

At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey.

A Typical Day

We are seeking a highly skilled and detail-oriented Condominium Analyst to lead the review, evaluation, and risk assessment of condominium and homeowners association (HOA) projects. This role plays a critical part in ensuring compliance with investor, regulatory, and company guidelines while supporting sound lending and investment decisions.

The Condominium Analyst will :

• • Perform comprehensive reviews of condominium and HOA projects for eligibility and compliance with Fannie Mae, Freddie Mac, FHA, VA, and internal guidelines.

• Analyze governing documents, budgets, reserve studies, insurance policies, financial statements, and legal disclosures.

• Identify project-level risks and recommend mitigation strategies.

• Prepare clear, accurate, and well-documented approval or denial decisions.

• Serve as a subject matter expert for condominium project standards.

• Provide guidance and training to junior analysts.

• Collaborate with underwriting, legal, compliance, and operations teams.

• Monitor regulatory updates and implement changes.

• Participate in audits and quality reviews.

• Maintain productivity and quality standards.

What You’ll Bring

• Bachelor’s degree or equivalent experience

• 5+ years of relevant industry experience

• Strong knowledge of agency guidelines

• Ability to interpret legal and financial documents

• Excellent analytical and communication skills

• Professional certifications

• Experience with automated review systems

• Leadership or mentoring experience

• Risk management background

Why You Should Join

As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported.

Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include:

• Comprehensive Medical, Dental, and Vision

• Paid Time Off Programs including vacation, holidays, illness, and parental leave

• Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations)

• Retirement benefits, life insurance, 401k match, and tuition reimbursement

• Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships

To learn more about our benefits visit:

For residents with state required benefit information, additional information can be found at:

Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below:

• Lower in range - Building skills and experience in the role

• Mid-range - Experience and skills align with proficiency in the role

• Higher in range - Experience and skills add value above typical requirements of the role

Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance.

Salary

$40,000 - $60,000

Work Model

OFFICE