Underwriter I

and the job listing Expires on June 14, 2026 Do you enjoy looking at financials, solving business puzzles, and structuring smart lending decisions? We’re looking for a collaborative team member to join our Business Banking team as an Underwriter I, supporting Niche Markets. This is an opportunity to sharpen your credit skills, gain exposure to specialized lending, and contribute directly to the growth of local businesses. Position Function Underwrites commercial credits. Works with Officer to evaluate financial and other information, and uses internal and external sources to get the best read on the strengths, weaknesses, and potential risks involved with each loan request. Documents the underwriting decision and supporting rationale in writing – in a clear, concise, and candid manner. Ensures that all loans meet CPB quality targets, lending policies, and underwriting guidelines. Helps drive improvement initiatives. Ensures quality service and contributes strongly to meeting department objectives for a quality loan portfolio and development of lending personnel Performs all duties and interacts with internal and external customers in a manner that is expressly aligned with the Company’s Core Values of approaching all actions with a “Voyaging Spirit” and being “Positively Ohana”. Exhibits core competencies that result in consistent delivery of positive Customer Interactions, Empowerment and Ownership and demonstrates key professional and performance skills such as Active Listening, effective Oral and Written Communication, Action and Solution Oriented and Thoroughness. Primary Accountabilities Conduct timely, well-informed, and balanced analysis, by evaluating financial and other information, resolving issues, and by accessing other internal and external sources. Also, recommend appropriate loan structures, to meet the needs of both customer and bank. Prepare written CAM, Modification, and other credit actions which shall clearly, concisely and candidly communicate the underwriting decision and key supporting evidence. Minimum Qualifications Education High School Diploma or GED equivalency required. Experience 4+ years of experience in commercial credit analysis/underwriting or commercial lending required. (A bachelor’s degree can substitute for 2 years of work experience.) Physical Requirements & Working Conditions Must be able to perform light physical work and to move or lift items including but not limited to boxes, files and papers up to 20 pounds unless otherwise as indicated. Must be able to operate and proficiently use standard office equipment, including phone, copier, personal computer and/or other work related mechanical or electronic devices and applications. Must be able to clearly communicate verbally and in writing with all internal and external customers. Must also be able to hear sufficiently to engage in daily discussions and interactions. Must be able to read and understand bank-related documents. Must be able to work in a conventional office setting, involving sitting at a desk or workstation for long periods of time. Must also be able to adapt to different work environments as needed to perform the job. We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing. #J-18808-Ljbffr