Commercial Senior Portfolio Manager

General Function The Commercial Senior Portfolio Manager is a key member of the coverage team, managing transactions and business portfolio tasks. PMs are expected to be intimately involved in the deal process, making recommendations on appropriate credit structures, pricing, etc. They are directly accountable for managing a portfolio of accounts through updated financial statements, proactive monitoring, and interaction with the Credit Analyst. PMs are responsible for risk, openly exchanging ideas and opinions, elevating concerns, and following policies and procedures. They must always act in the best interest of customers and colleagues, ensuring a positive customer experience while operating within the Bank’s risk appetite. Essential Duties and Responsibilities Accountable for managing a portfolio of accounts Review and recommend credit decisions Partner with the Relationship Manager, forming the coverage team to meet with clients, participate in business development calls, assess prospective client viability for credit, define borrowers and guarantors, determine deal structure, credit terms, conditions, financial covenants, and collateral value Generate commitment letters Provide business partners with credit lending policy interpretation Perform final risk rating analysis Capture and document credit decisions, conditions, and modifications Collaborate with the Credit Analyst to perform portfolio management duties such as establishing and maintaining an investor group on the lender portal, performing monitoring actions, and conducting periodic deal review to renew or modify deals Communicate directly with clients regarding credit events and actions as needed Work independently to pitch the most complex deal structures Focus on continuous learning to keep up with changing market dynamics Serve as a subject‑matter expert and mentor to junior PMs and Credit Analysts Leverage expertise to provide partners insights into the Bank’s business lines and related economics Supervisory Responsibilities Provide employees timely, candid, and constructive performance feedback. Develop employees to their fullest potential, offer challenging opportunities to enhance career growth, and plan the talent pool to ensure adequate bench strength and succession planning. Minimum Knowledge, Skills and Abilities Bachelor’s degree in Business (e.g., Business Administration, Finance, or Accounting) At least 8 years of credit analysis and/or loan review experience in Commercial Banking Highly proficient analytical, critical thinking, and communication skills Professional client‑facing presence Experience managing a complex commercial client portfolio Ability to partner with all deal stakeholders, including clients, relationship managers, and credit teams Expertise in financial and risk analysis, including financial modeling Demonstrated problem‑solving expertise Proficiency with technology and ability to learn new applications Some travel required Benefits Our total rewards include comprehensive benefits and differentiated compensation offerings to support the physical, financial, emotional, and social well‑being of employees and their families. Location Atlanta, Georgia 30326 Equal Employment Opportunity Statement Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status, or any other legally protected status. #J-18808-Ljbffr Fifth Third Bank, N.A.