Capital Markets Manager

Drive the execution of Upstart's securitization issuances, warehouse facilities, and other asset-backed financing transactions. Build and deepen strategic relationships with lenders, investors, and other key capital markets participants. Partner closely with internal and external legal counsel to negotiate, review, and execute financing agreements. Collaborate with cross-functional stakeholders- Including Legal, Accounting, Data Analytics, Finance, and Operations to structure and execute financing transactions. Present transaction updates, financing strategies, and market insights to senior leadership. Coach and mentor junior team members while contributing to the continued growth of the Structured Products team. Requirements 7+ years of experience in Capital Markets, Structured Finance, Investment Banking, or a related field. Experience structuring and executing warehouse facilities, securitizations, asset-backed financings, or other structured finance transactions. Experience developing financial models and analyzing asset- and bond-level cash flows. Experience partnering with internal and external stakeholders to negotiate and execute financing transactions. Experience building and managing relationships with institutional investors, banks, or other financing partners Experience in capital markets within a fintech or financial institution. Knowledge of consumer lending, structured finance, or asset-backed securities markets. MBA, CFA, or bachelor's degree in Business, Finance, Economics, or another analytical field. Skilled in deriving insights from complex datasets using Looker, SQL, Bloomberg, Intex, or similar analytical tools. Ability to cultivate relationships with institutional investors, banks, and financing partners Benefits Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada) Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada. Health Savings Account contributions from Upstart for eligible plans (US only) Income protection benefits, including life insurance and disability coverage for added financial security Paid time off, sick leave, and company holidays, in line with local requirements Paid family and parental leave to support caregiving and major life moments (duration varies by country) Family-centered benefits to support fertility, parenthood, and caregiving needs Employee Assistance Program (EAP) offering mental health support and life-centered resources Core Competencies Demonstrated expertise in capital markets and structured finance, with a strong focus on executing asset-backed financing transactions and building strategic relationships with key stakeholders. Proven ability to analyze financial models and cash flows, negotiate financing agreements, and mentor junior team members in a collaborative environment. Highest-signal resume keywords 7+ Years of Experience in Capital Markets Experience Structuring and Executing Warehouse Facilities Experience Developing Financial Models Experience Building Relationships with Institutional Investors Knowledge of Consumer Lending and Asset-Backed Securities Markets ATS Optimization Keywords Hard Skills Structured Finance Securitization Financial Modeling Cash Flow Analysis Negotiation of Financing Agreements Soft Skills Relationship Building Coaching and Mentoring Collaboration Communication Strategic Thinking Certifications & Qualifications MBA CFA Bachelor's Degree in Business Bachelor's Degree in Finance Bachelor's Degree in Economics Industry Keywords Capital Markets Structured Finance Asset-Backed Securities Fintech Consumer Lending Tools & Technologies Looker SQL Bloomberg Intex Analytical Tools #J-18808-Ljbffr