Senior Operations Analyst, TDS Whole Loan Middle Office

Work Location New York, New York, États-Unis d'Amérique Hours 40 Line Of Business Valeurs Mobilières TD Pay Detail

$110,000 - $130,000 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Company Overview TD Securities provides capital market products and services to corporate, government, and institutional clients globally. With teams in Toronto, New York, London, Singapore, and other key markets, TD is committed to delivering world‑class execution and client service. Department Overview The Fixed Income Operations team supports the end‑to‑end trade lifecycle for TD Securities' trading and investment activities. As TD builds a new Whole Loan business, this team will play a critical role in ensuring seamless execution, risk mitigation, and superior client service. Position Summary The Senior TDS Ops Analyst will actively support daily operations of the Whole Loan business. Responsibilities include trade capture, processing and reconciliation with emphasis on monthly remittance reconciliation, cash settlement and other loan lifecycle events. The role requires collaboration with the VP and front office teams to resolve discrepancies and maintain trade accuracy and integrity. Key Responsibilities Day-to-Day Operational Support Execute and oversee processes for remittance reconciliation and processing, cash management and loan lifecycle events. Ensure accurate and timely trade capture, allocations, and confirmations. Monitor and resolve trade discrepancies, breaks, and settlement fails. Settlement of hedges including MBS TBAs, US Treasuries and other fixed income instruments. Manage treasury funding needs to ensure proper cash and liquidity. Stakeholder Collaboration Liaise with front office, sales, technology, and external counterparties to address and resolve issues. Support new business initiatives and the implementation of system enhancements. Control & Risk Management Maintain strong operational controls and documentation. Identify and elevate potential risk events promptly. Process Improvement Provide input into workflow enhancements and automation initiatives. Support the development of procedures and best practices for the Whole Loan middle office function. Qualifications 3–6 years of experience in fixed income operations or middle office roles. Strong Whole Loan product knowledge with expertise in remittance processing and loan lifecycle events. Solid understanding of trade capture, allocation, confirmation, and settlement processes. Experience resolving breaks, fails, and reconciliation issues. Proficiency in MS Excel and operational systems (Broadridge Impact, SITUS, SBO). Strong analytical, problem‑solving, and communication skills. Bachelor's degree required, relevant certifications a plus. Benefits Competitive base salary and variable compensation Health and well‑being benefits Savings and retirement programs Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO Banking benefits and discounts Career development and reward & recognition programs EEO Statement / Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran, or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at View email address on click.appcast.io. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. #J-18808-Ljbffr TD