Underwriting Manager

Lead a team of underwriters and ensure sound credit decisioning, consistent application of bank policy and agency requirements, loan quality, and staff development Manage daily operations of the underwriting department, providing scenarios, credit decisions, and recommendations for complex cases Oversee underwriters rendering lending decisions on Conventional, Portfolio, FHA, VA, and RD loans Provide oversight of the Consumer Lending Department, including lending operations, credit decisioning, policy adherence, workflow management, and staff development Ensure compliance with relevant banking laws, regulations, internal policies, and fair lending practices Maintain quality business relationships with investors, AMC/appraisers, settlement agents, and brokers Communicate policies, procedures, regulations, and investor overlays Participate in and develop training on industry- and bank-specific topics and procedures Directly supervise staff in the Retail Production and Consumer Lending departments Interview, hire, and train employees; plan, assign, and direct work; appraise performance; reward and discipline employees; address complaints and resolve problems Perform other duties as assigned, including work in other functional areas to cover absences or balance workloads Requirements Minimum of 7-10 years of experience in mortgage underwriting At least 3-5 years in a leadership or management role within a banking or financial institution Encompass experience preferred Excellent analytical, decision-making, and problem-solving skills Demonstrated ability to lead, motivate, and develop a team of professionals Exceptional communication (written and verbal) and interpersonal skills Proficiency in loan origination systems and Microsoft Office Suite Ability to work effectively in a fast-paced, deadline-driven environment Ability to obtain CNB Retail Loan Authority Knowledge of Camden National Bank Loan Policy, department procedures, mortgage products, loan documentation, compliance-related regulations, real estate industry terminology and practices, and loan structure Knowledge of relevant banking laws, regulations, internal policies, and fair lending practices Core Competencies Demonstrates extensive experience in mortgage underwriting and leadership within banking, ensuring compliance with regulations and effective team development. Proficient in loan origination systems and maintaining quality relationships with stakeholders. Highest-signal resume keywords Mortgage Underwriting Experience Leadership in Banking Loan Origination Systems Proficiency Compliance Knowledge Analytical Decision-Making Skills Hard Skills Mortgage Underwriting Credit Decisioning Loan Quality Management Loan Documentation Workflow Management Encompass Experience Real Estate Industry Terminology Compliance Regulations FHA, VA, RD Loans Knowledge Consumer Lending Operations Soft Skills Team Leadership Communication Skills Problem-Solving Skills Interpersonal Skills Staff Development Certifications & Qualifications CNB Retail Loan Authority Industry Keywords Banking Regulations Fair Lending Practices Camden National Bank Loan Policy Consumer Lending Underwriting Department Management Tools & Technologies Microsoft Office Suite Loan Origination Systems #J-18808-Ljbffr