Corporate and Investment Bank Credit Risk Management - Vice President

Job Description

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.  You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.  Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

  As a Vice President on the Corporate & Investment Bank (CIB) Credit Risk Management team, you will be responsible for capital markets, lending activities, and related credit exposures. This team is organized by geography with teams aligned by industry. Corporate & Investment Bank Credit Risk Managers lead the client credit relationship in partnership with Corporate & Investment Bank Coverage.  In addition, you will have responsibility for a portfolio of Alternative Asset Manager, Financial Sponsor, and Fund clients and will serve as the primary contact for those credit relationships and reporting into the group head.

 

Job Responsibilities :

• Perform client due diligence and financial analysis and summarize in written credit approval memos and reviews
• Review and approve trading activity, including recommending margin requirements as well as structural enhancements
• Provides credit expertise in structuring loan and derivative transactions
• Set and communicate credit exposure appetite across trading products utilizing internal exposure methodologies
• Oversee legal negotiations for traded products and traditional lending
• Serve as principal contact for and partner with colleagues from Sales & Trading, Prime Brokerage, Investor Client Management, Treasury & Security Services, Legal, IB Coverage, Syndicated & Leveraged Finance, Debt Capital Markets, and Ratings Advisory
• Assess creditworthiness of clients and assign appropriate credit ratings. 
• Maintain updated credit research on a portfolio of clients
• Lead group wide efficiency projects 
• Remains current on all aspects of the credit relationship, including exposure, threshold management, compliance, potential problems and opportunities.
• Leads credit due diligence for bank and bond executions in tandem with M&A transactions, LBOs, and portfolio refinancings

 

 

Required Qualifications, skills and capabilities: 

• A minimum of 6 years of Credit/Market risk experience is required 
• Strong credit background and analytical skills – demonstrated ability to grasp accounting and corporate finance 
• Solid familiarity with leveraged finance underwriting and credit agreements
• Possesses a solid understanding of financial products and market dynamics
• Strong interest in client interaction and possess outstanding verbal and written communication skills
• Ability to perform well under pressure on teams in a demanding environment 
• Candidates should be highly proficient in Excel, Powerpoint and Word 

 

Preferred Qualifications, skills and capabilities:

• Knowledge of Asset Management, Financial Technology and FIG industries preferred

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our  FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About the Team

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.