Mortgage Loan Officer - Underwriting Background Preferred

DESCRIPTION:

Generations Home Loans is seeking licensed or license-ready mortgage professionals with underwriting experience who are interested in moving into a production-focused Mortgage Loan Officer role. This opportunity is well-suited for someone who understands credit, income, guidelines, and risk, and wants to apply that expertise in a consultative sales environment.

This is a relationship-led origination role where your underwriting background can become a meaningful advantage. You will help buyers understand their financing options, identify practical paths forward, and provide real estate partners with thoughtful scenario guidance rooted in strong technical mortgage knowledge.

Success in this role requires strong communication, sales discipline, and the ability to translate complex lending details into clear guidance. If you are ready to move from evaluating files to building relationships and originating business, this role offers a strong platform for that next step.

RESPONSIBILITIES:

What You Will Do

• Apply underwriting knowledge to help borrowers understand loan options, qualification requirements, and potential financing paths
• Develop referral relationships with real estate professionals who value clear scenario guidance and technically sound loan advice
• Consult with buyers from initial conversation through application, approval, and closing
• Provide agents with practical financing strategies, clean pre-approval communication, and timely updates throughout the transaction
• Partner with internal processing, underwriting, and closing teams to support a smooth and well-managed loan experience

Minimum Qualifications

• Active NMLS License in good standing
• Experience with purchase-focused residential mortgage origination
• Demonstrated ability to consistently generate and maintain agent-based referral business
• Currently licensed or eligible for licensing in CA, WA, OR, UT, or ID

COMPENSATION:

Competitive, performance-based compensation designed for producers motivated by growth, autonomy, and the ability to build a long-term book of business. This role is structured for professionals focused on sustained production and relationship-driven success. Compensation may range from $175000 - $300000 yearly or more based on performance and experience.

ABOUT:

Why Generations Home Loans

• Defined purchase partnerships with Windermere Real Estate and select leading brokerages across our markets
• Dedicated Deal Desk support and a technology platform engineered for speed and consistency
• A structured partnership model designed to provide defined expectations, measurable performance standards, and meaningful long-term opportunity

How to Apply

Submit your application online. After applying, you will receive an automated link to complete the CCI assessment.

Candidates who complete the assessment and meet qualifications will be contacted for an initial conversation. Applications are reviewed on a rolling basis across all markets.