Deposit Operations - Operations Service Specialist

Deposit Operations - Operations Service Specialist Chelsea, MA 02150, USA Job Description Posted Thursday, May 28, 2026 at 4:00 AM Position Summary We are seeking a detail‑oriented and service‑driven Operations Service Specialist to join our Operations team. This role is ideal for a versatile operational professional who thrives in a fast‑paced environment and enjoys supporting members, internal teams, and critical day‑to‑day processes across consumer deposits, commercial cash management, card processing, and digital services. In this role, you will serve as a cross‑trained operational resource, helping ensure accurate processing, timely issue resolution, effective risk monitoring, and a seamless member experience. You will also use AI‑assisted and automated tools to improve efficiency, accuracy, and service delivery while contributing to Metro’s commitment to operational excellence, compliance, and continuous improvement. The position reports to the VP Operations and is based at our Chelsea headquarters with hybrid work arrangements allowing remote work flexibility. What You’ll Do Deliver excellent member service by responding to requests through mail, secure email, phone, video, online messaging, contact events, help desks, and other service channels within established standards. Execute daily operational processing across consumer deposits, commercial cash management, card processing, payment channels, and digital services, including report review, transaction and file processing, balancing, adjustments, accurate posting to internal systems, and use of AI‑assisted and automated tools. Engage directly with members to support onboarding, setup, and maintenance of products and services, including business accounts, cash management services, online and mobile banking access, online account opening, cards, payment channels, and related service features. Serve as a subject‑matter resource for branch employees and internal teams by troubleshooting issues, researching root causes, supporting member outreach, and coordinating with external processors or vendors when needed. Monitor service activity, transactions, applications, and deposits for accuracy, risk indicators, red flags, and suspicious activity; take appropriate action to mitigate loss, restrict access when necessary, and elevate concerns to management, fraud, or other appropriate teams. Adopt and utilize AI‑assisted tools and identify automation opportunities to improve efficiency, streamline workflows, reduce manual effort, and enhance service delivery across operational functions. Maintain knowledge of applicable products, systems, and federal and state regulations, and adhere to Metro policies, procedures, and service level expectations in all work performed. Collaborate with departments and management on issue resolution, operational improvements, company initiatives, and projects, and perform additional duties as assigned. What You’ll Bring We are looking for someone who brings strong operational judgment, attention to detail, member service focus, and the flexibility to support a broad range of responsibilities in a cross‑trained environment. Required Qualifications High school diploma or equivalent required; associate or bachelor’s degree or equivalent work experience preferred. 2–4 years of experience in banking or credit union operations, deposit operations, digital services, card services, cash management, or a related operational support role preferred. Familiarity with card servicing, dispute processing, ACH, wires, remote deposit capture, or online account opening workflows. Demonstrated ability to deliver excellent service to members and internal partners across multiple communication and service channels. Strong attention to detail and ability to perform transaction processing, balancing, maintenance, and exception handling with a high degree of accuracy. Working knowledge of deposit, payment, card, digital banking, and cash management processes, systems, and service workflows. Ability to identify risk indicators, follow procedures, protect member information, and escalate suspicious or unusual activity appropriately. Familiarity with applicable regulations (e.g., ACH rules, Reg E, Reg CC) and operational compliance practices. Proficiency with operational systems, Microsoft Office tools, and willingness to learn and apply AI‑assisted and automated solutions in daily work. Strong problem‑solving, organization, and communication skills, with the ability to manage multiple priorities and collaborate effectively across teams. Exposure to fraud monitoring, suspicious activity review, exception processing, or operational risk controls in a financial services environment. Bilingual communication skills, especially Spanish/English, are a plus. Why Join Our Team Health, Dental, and Vision coverage for employees working a minimum of 20 hours per week; Metro provides assistance toward premiums and copays and offers 100% coverage on prescription copays. All staff eligible for an annual bonus and a vesting retention bonus. Three weeks of paid vacation per year and 11 paid holidays. 401(k) retirement plan with matching contribution of 3% regardless of employee contribution. Wellness programs including incentives, Employee Assistance Program, Flexible Spending Account, Prescription Drug Program, and voluntary benefits. Financial wellness benefits—access to no‑interest loans and $150 quarterly reimbursement for wellness and lifestyle expenses. Pet insurance discounts. Strong growth opportunities with individualized development plans. Position‑related tuition assistance (one‑year eligibility). Comprehensive training programs. Dynamic environment with a strong culture and exceptional team members. Minimum days in office per week: 3 (Tuesday and Wednesday required). Minimum days in office for onboarding: 90 days. 4x10 eligible: No. Compensation Disclosure $26.00 – $35.00 / hour. The hourly rate listed provides a general expectation for the role. Final compensation is based on experience, unique strengths, and the impact you are expected to make. Metro also offers a competitive benefits package and additional perks that contribute to total compensation. #J-18808-Ljbffr Metro Credit Union