Payment Processing Business Analyst

C2C/1099, No W2

Job Title-  Payment Processing Business Analyst

Job Location-Harrisburg,PA

Job Type-Contract, remote with occasional visit is required

Required Qualifications

• 4-7 years of experience as a Business Analyst or Technical Business Analyst, with a strong focus on credit card or digital payments processing.

• Deep knowledge of the payments ecosystem: card networks, issuers, acquirers, payment gateways, and processors.

• Proficiency with payment authorization/settlement flows.

• Experience with PCI-DSS compliance requirements and tokenization/encryption concepts.

• Solid understanding of REST APIs and ability to read and interpret API documentation and message schemas.

• Strong skills in writing BRDs, FRDs, user stories, use cases, data flow diagrams, and process maps.

• Experience working in Agile/Scrum methodology using tools such as Azure DevOps.

• Excellent communication and stakeholder management skills.

Preferred Qualifications

• Experience with 3D Secure (EMV 3DS), EMV chip, contactless payments, and digital wallets (Apple Pay, Google Pay).

• Knowledge of chargeback and dispute management processes.

• Familiarity with payment platforms such as Fiserv, FIS, ACI Worldwide, Worldpay, Stripe, Adyen, or Cybersource.

• Preferred Certifications: CBAP, PMI-PBA, or relevant payments industry certifications (e.g., AAP - Accredited ACH Professional).

• Experience with fraud detection tools and rules engines.

• Experience with reconciling merchant activity to the system

Technical Skills

• Tools: MS Office Suite, Miro, ADO

• Languages/Query: SQL, basic understanding of XML/JSON

• Standards: ISO 8583, ISO 20022, PCI-DSS, EMV

• Methodology: Agile/Scrum, Waterfall, or hybrid

For More information, please feel free to contact at View email address on a2zxperts.oorwin.ai