Product Manager Strategic Deposit Initiatives Vice President

Morgan Stanley is a global financial services leader with three core businesses: Wealth Management, Investment Management and Institutional Securities. The Wealth Management business unit comprises one of the world's largest networks of Financial Advisors with offices across the United States, and the U.S. Banks division plays a key role in executing on the Wealth Management strategy.The Morgan Stanley U.S. Banks continue to execute on a set of multi-year strategic priorities that are aligned with the broader Firm strategy, including evaluating opportunities to better serve our clients globally. The Morgan Stanley U.S. Banks (Morgan Stanley Private Bank, National Association and Morgan Stanley Bank N.A.) offer a range of deposit products including brokerage account sweep deposits via the Bank Deposit Program, as well as Savings, Notice Deposits, CDs, and Global Currency deposit products for Wealth Management clients. The Deposits and Cash Management team remains focused on expanding its core product offerings, enhancing relationships with existing clients, and broadening the product portfolio to attract new clientele. The ideal candidate is passionate about being part of creating the best products possible as well as continually enhancing existing products. This involves working on products from initial concept through to product launch and beyond.This is an opportunity to join an entrepreneurial team, focused on innovation and growing deposits across all channels at Morgan Stanley. The Deposits Product Management team collaborates with cross functional partners in Treasury, Finance, Legal, Risk, Compliance, Sales, Marketing, Operations & Technology to discover, develop, build, enhance and grow deposits. We leverage competitor data, market insights and data to design solutions that meet customer needs, align to business goals and maximize revenue for the firm.The role is intentionally balanced between product management and project/program execution, requiring a candidate who can both shape what we deliver (problem definition, requirements, prioritization) and drive how we deliver it (plans, governance, risk/issue/dependency management, and execution discipline).Day-in-the-life managing strategic deposit initiatives could include (but not limited to):Managing existing products and driving projects to develop new initiativesMaintaining rigorous project management discipline to ensure key tasks & deliverables are well documented, tracked, and socialized upon delay or completion; providing clear readouts on progress in large stakeholder forumsDeveloping product strategy & new requirements despite potential ambiguity, while balancing competing priorities across stakeholdersAssisting in managing cross-functional & cross-border teams with representatives from Technology, Operations, Marketing, Legal, Compliance, and Finance to launch and implement new initiativesPreparing analyses & status updates for senior management, and succinctly communicating on key findings, insights, and progressDeveloping key performance indicators to track progressAnalyzing competitive strategies across the industry, both domestically & internationallyDrafting internal, Financial Advisor & client-facing communicationsSupporting Financial Advisors, Private Bankers and the Client Service Center in support of all deposit products and the resolution of any escalated client issuesMaintaining and updating policies and procedures as needed to accurately reflect changes and enhancementsExperience:5 - 8 years of professional experience in Finance, Treasury, or Banking Services; experience in Banking Product Management a plusStrong understanding of retail and private banking products’ economics, rate environment, and market trends; experience in global/international banking products & product strategy a plusDemonstrated success in managing multi-stakeholder products & projectsBachelor’s degree in Finance, Economics, AccountingSkills/Abilities:Analytical & strategic thinker who is able to tackle unstructured problems with limited guidanceSelf-starter who is able to work independently on multiple tasks; efficient time management skills and attention to detail a mustAdaptable team player who is willing to learn new concepts quickly & efficientlyAble to define and evaluate strategies and business use casesStrong product intuition and user empathyGreat presentation and PowerPoint skills, with ability to put together cohesive, senior management-ready decksExcellent verbal and written communication skillsProficiency in MS Office (Excel, PowerPoint, Access)WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste into your browser.Expected base pay rates for the role will be between $110,000 and $190,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.For more information, please visit: .Employment Type:Full timeJob Level:Vice PresidentPosted Date:Aug 26, 2026ATS Job Description Test:Department:Product Management