Staff Accountant

Extraco Banks   is seeking a detail‑oriented, experienced, and highly organized Staff Accountant to manage the full accounting cycle and support accurate financial reporting across multiple entities. This on‑site role, based daily at our Waco, Texas location, works closely with the Chief Financial Officer and finance leadership to ensure the integrity of financial records, maintain accounting processes, and support budgeting and forecasting efforts.

The ideal candidate is technically strong, detail‑focused, and capable of working independently while contributing to a fast‑paced, team‑oriented environment.

What You’ll Do

Accounting & Financial Management

Manage the full accounting cycle for assigned entities, ensuring accurate and timely financial reporting.

Oversee Accounts Payable and Accounts Receivable, including vendor invoice processing, customer invoicing, and proper expense and inventory coding.

Prepare and post journal entries, including accruals, depreciation, and Cost of Goods Sold (COGS).

Maintain and reconcile general ledger accounts, including bank and credit card reconciliations.

Execute the month‑end close process and prepare audit‑ready financial statements, including balance sheets and income statements.

Budgeting & Forecasting

Support the preparation of the annual budget and periodic financial forecasts.

Perform variance analysis between actual results and budget/forecast and communicate insights to leadership.

Monitor financial trends and identify potential risks and opportunities.

Reporting & Compliance

Support the CFO in maintaining the integrity of accounting records and financial reporting for multiple entities.

Prepare documentation and provide support for external audits.

Develop and maintain ad hoc financial reports to support business needs.

Process Improvement & Efficiency

Identify opportunities to improve accounting workflows and enhance reporting efficiency.

Strengthen internal controls and ensure accuracy and consistency of financial data.

Contribute to continuous improvement initiatives within accounting and financial processes.

Collaboration & Support

Communicate effectively with senior management, external CPAs, auditors, and other professionals.

Support special projects and finance‑related initiatives as assigned.

Adapt to evolving business needs and priorities in a dynamic environment.

What We’re Looking For

Required Qualifications

Bachelor’s degree in Accounting required

CPA preferred, but not required

5+ years of full‑cycle accounting or comprehensive bookkeeping experience

Experience with general ledger accounting, AP/AR, reconciliations, and financial reporting

Experience with budgeting and forecasting processes

Preferred Experience

Experience working with multiple entities

Experience supporting external audits

Experience in a fast‑paced or complex business environment

Required Skills & Abilities

Strong proficiency in QuickBooks or similar accounting software

Advanced Microsoft Excel skills

Strong understanding of GAAP and financial statements

Excellent analytical, critical thinking, and problem‑solving skills

High attention to detail and commitment to accuracy

Ability to work independently and manage multiple priorities

Strong written and verbal communication skills

Ability to research and resolve accounting issues effectively

Process improvement mindset with a focus on efficiency and accuracy

High level of professionalism and ability to handle confidential information

Commitment to long‑term career growth and organizational success

Why Extraco?

Extraco Banks is committed to delivering strong financial performance while investing in our people and communities. You’ll join a collaborative finance team where you can take ownership of the accounting function, work closely with leadership, and contribute to meaningful financial outcomes. We value accuracy, accountability, and continuous improvement, and provide opportunities for professional growth and impact.

Work Environment & Physical Requirements

On‑site, office‑based role at the Waco, Texas location

Extended periods of sitting or standing

Frequent use of standard office equipment (computer, phone, copier)

Occasional local travel for meetings and business functions

Visual acuity required for reviewing financial reports and data

Occasional lifting of 10–15 pounds (files or materials)

Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions

Equal Opportunity Employer

Extraco Banks is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other protected characteristic.