Entry Level Financial Analyst

Job Description

Job Description

Job Title: Entry Level Financial Analyst

Job Description

The Entry Level Analyst role sits within the Securities Administration Services group and focuses on processing complex transactions and reconciliations related to loan and security payments. You will work extensively with pooled loan data from multiple mortgage servicers, performing data entry, accounting, and detailed financial analyses to identify and resolve variances. The position requires regular use of multiple database systems, particularly Microsoft Excel, and involves researching and interpreting controlling legal documents when issues arise with collateral or bond payments. This is an entry-level role with strong growth potential in a highly collaborative, deadline-driven environment.

Responsibilities

• Process complex transactions and reconciliations related to loan and security payments with a high degree of accuracy.
• Provide remittance and correction information to mortgage servicers in a timely and precise manner.
• Monitor and analyze pooled loan data to identify non-compliance and communicate findings to investors.
• Evaluate servicer performance to ensure adherence to stated agreements and report any discrepancies.
• Use multiple database systems and Microsoft Excel regularly to identify, investigate, and resolve data variances.
• Research and interpret controlling legal documents when issues arise with collateral or bond payments.
• Maintain a working knowledge of Collateral, Securities, Default, and Trust Administration processes and requirements.
• Participate in system enhancements by attending user groups and performing testing of new or updated functionality.
• Identify and communicate processing exceptions that may impact similar series across individual portfolios.
• Train junior staff as needed and review their processing and reconciliations for accuracy and completeness.
• Propose recommendations and help implement automated solutions on an ongoing basis to improve efficiency and controls.
• Complete monthly analyses and reconciliations within strict deadlines, including working overtime when necessary.

Essential Skills

• Experience using Microsoft Excel at an intermediate level, including formulas, pivot tables, VLOOKUP, and related functions.
• Ability to perform detailed data entry and accounting tasks with strong attention to accuracy and consistency.
• Strong analytical skills to review, interpret, and reconcile pooled loan and financial data from multiple sources.
• Working knowledge or ability to develop expertise in Collateral, Securities, Default, and Trust Administration.
• Ability to research and interpret legal and financial documents related to collateral and bond payments.
• Approximately 1 year of experience in finance or a related field is preferred, including internships.
• Bachelor’s degree in Math, Economics, Finance, Accounting, Statistics, Business, or a closely related discipline.
• Comfort working in a deadline-driven environment and managing workload to meet monthly cutoff dates.
• Strong business analysis and finance skills, including understanding of data relationships and variance analysis.
• Effective communication skills to convey findings and exceptions to internal teams and external stakeholders.

Additional Skills & Qualifications

• Experience in financial services, including internships, is preferred but not strictly required.
• Demonstrated proficiency with data analysis tools and multiple database systems beyond Excel is beneficial.
• Ability to work collaboratively in a team-oriented, task-based environment.
• Interest in system enhancements, process improvement, and automation of manual workflows.
• Capability to support training and mentoring of junior staff as skills and experience grow.
• Adaptability to handle changing priorities and tight deadlines during monthly and project-based cycles.
• Strong quantitative aptitude and comfort working with large data sets and complex financial information.
• Growth mindset and desire to build a long-term career in securities, collateral, default, or trust administration.

Work Environment

This role operates in a highly team-oriented, task-based environment where collaboration and communication are central to success. The position follows a hybrid work schedule, typically with three days in the office and two days working remotely, and includes some on-site training and monthly large team meetings. The standard shift is 9:00 AM to 5:00 PM, with overtime expected during peak periods to meet critical monthly deadlines. You will work with multiple database systems and Microsoft Excel on a daily basis, focusing on pooled loan data, collateral, securities, default, and trust administration. The culture emphasizes growth opportunities within the organization, remote flexibility when meetings are not scheduled, and a supportive environment where system enhancements, process improvements, and automation are encouraged.

Job Type & Location

This is a Contract to Hire position based out of Columbia, MD.

Pay and Benefits

The pay range for this position is $23.00 - $23.00/hr.

Individual compensation offered for this position within this range will depend on many factors, including qualifications, skills, relevant experience, job knowledge, geographic location, internal equity, and other pertinent job-related factors.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: • Medical, dental & vision • Critical Illness, Accident, and Hospital • 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available • Life Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term disability • Health Spending Account (HSA) • Transportation benefits • Employee Assistance Program • Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type

This is a hybrid position in Columbia,MD.

Application Deadline

This position is anticipated to close on Oct 1, 2026.

About Aston Carter

Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® Platinum Award winner for both client and talent service.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email View email address on us.fitly.work for other accommodation options.

San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.