Indirect Loan Officer - FT

This is a hybrid position that requires individual to work 2 days a week from one of our locations in North East, or Central IA, or Omaha, NE.

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Application deadline: October 7th, 2026

Location: Eden Prairie, MN

Status: Full-time, non-exempt

Summary

The Indirect Loan Officer is responsible for reviewing and underwriting indirect auto loan applications for Veridian indirect dealer partners and ensures decisions are compliant in following regulations and established Veridian policies and procedures. This position works closely with dealer partners to create and maintain strong dealer relationships.

Essential Functions

• Create excellent service experiences that promote the Veridian brand.
• Review and underwrite applications received from business managers at auto dealerships.
• Analyze all information pertinent to the granting of a loan, including the value of collateral being offered as security, and determine action, including approval, counteroffer, and disapproval.
• Review dealer documentation and submit to a Dealer Finance Loan Processor for funding and tracking.
• Work closely with funding team and dealer partners to obtain stipulations required to fund loans.
• Responsible for creating, cultivating and maintaining relationships with all levels of Veridian auto dealer partner personnel.
• Provides education to dealer partners on Veridian's indirect auto products and assists with the creation of strategies to meet indirect loan volume goals while maintaining quality/margin/efficiency standards.
• Present and cross-sell products to business managers at auto dealerships.
• Accountable for documenting and sharing various dealer communication efforts with Indirect Management in a timely manner.
• Stay informed of dealer volume and delinquency information.
• Consistently achieve the established monthly and annual targets for the position.

Key Attributes

• Oral and written communication skills.
• Member service focus.
• Attention to detail and accuracy.
• Positive attitude that supports a team environment.
• Dependable and punctual; flexible during peak times.
• High level of confidentiality.
• Organizational skills.
• Self-motivated; ability to work without close supervision.
• Problem solving; analysis.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job:

• Occasionally lift and/or move items over 10 pounds.
• Remain sedentary (seated) for extended periods of time.

Working Conditions

This job operates in a professional office environment and routinely uses standard office equipment.

Travel

Limited travel expected.

Required Education and Experience

• High School Diploma.
• 3+ years experience in a financial institution or closely related field.
• Strong presentation skills.
• Knowledgeable of loan procedures and related legal requirements.

Preferred Education and Experience

• Experience in outside sales.
• Experience in the auto finance industry.

Other Duties

Veridian Credit Union is a PCI compliant financial institution to ensure the security of member information. As such, all employees are expected to ensure security measures are in place and adhered to regarding PCI and other highly secure data compliance requirements.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.