SPRING 2027 Intern: Small Business Lending Support

About Us Live Oak Bank is a digital bank that serves small business owners across the country. Our groundbreaking spin on service and technology has fueled our mission to be America’s Small Business Bank. Our products help customers buy, build, and expand their business, and our high-yield savings and CD products help them grow their hard-earned money. At Live Oak, we never lose sight of the well-being of our people. We believe our employees are the heart of our company. Our commitment to our customers and culture is intertwined, and we seek those who embody and embrace what it takes to empower the American dream. Ready to Make an Impact? We’re looking for an onsite intern to join our team starting in January 2027 at our headquarters in Wilmington, NC. This position will average 10 hours per week during the spring semester , with the potential to extend into Summer 2027 with increased hours. Applications are due by 11:59 p.m. ET on Wednesday, September 23 . How This Role Impacts Live Oak and Its People At Live Oak Bank, small business owners come to us when they’re ready to grow, acquire, expand, or invest in the future of their business. As an SBB Lending Support Intern ,you’llsupport lending teams serving a variety of industries, helping move transactions forward and deliver an exceptional experience for borrowers. Your work will help lenders, underwriters, and credit partners stay organized, make informed decisions, and spend more time supporting customers. Every file you build, document you review, and project you support helps a small business owner move one step closer to achieving their goals. This internship offers hands‑on exposure to small business lending, credit analysis, portfolio management, and relationship‑focused client service while working alongside experienced banking professionals. What You’ll Do at Live Oak Build andmaintainloan files in Prism , our loan origination system, ensuring lenders, underwriters, and credit partners have complete and organized information to support lending decisions. Upload, review, organize, andmaintainloan documentation from ShareFile and other internal platforms. Perform file completeness reviews and identify outstanding financial and supporting documentation needed before underwriting. Create andmaintainchecklists of missing documents and track outstanding items to help keep transactions moving forward. Assistwith financial spreading, debt schedules, cash flow analysis, and sources andusespreparation. Conduct industry, company, and market research on prospective and existing borrowers. Support portfolio management, reporting, and administrative activities across multiple lending teams. Partner with lenders and credit teams to complete preparatory work that helps transactions move efficiently through the lending process. Assistwith presentations, reports, special projects, and process improvement initiatives. Maintain a high standard of regulatory awareness, including BSA, AML, CIP, and OFAC requirements. How You’ll Do It Stay organized and manage multiple priorities whilemaintainingaccuracy and attention to detail. Use sound judgment and analytical thinking when reviewing information andidentifyingoutstanding items. Communicate proactively with teammates to gather information, resolve questions, and keep projects moving forward. Approach new systems, processes, and lending concepts with curiosity and a willingness to learn. Take ownership of assigned work while collaborating effectively across lending, credit, operations, and portfolio teams. Adapt to changing priorities in a fast-paced environment whilemaintainingprofessionalism and accountability. Contribute ideas and fresh perspectives that help improve team processes and the overall borrower experience. Required Experience Currently pursuing a bachelor’s degree in Business, Finance, Accounting, Economics, Banking, or related field. Strong organizational skills and attention to detail. Excellent verbal and written communication skills. Ability to manage multiple priorities and meet deadlines. Strong analytical and problem‑solving abilities. Comfortable working with documents, spreadsheets, and technology platforms. Ability to work independently while collaborating effectively as part of a team. Interest in banking, lending, financial services, or small business growth. Preferred Experience Coursework in finance, accounting, economics, business analysis, or related fields. Experience using Microsoft Excel to organize, analyze, or track information. Familiarity with financial statements, including balance sheets, income statements, and cash flow statements. Previous internship, leadership, customer service, volunteer, or student organization experience. Interest in commercial banking, lending, credit analysis, entrepreneurship, or small business ownership. Curiosity, initiative, and a desireto learn in a fast-paced environment.

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Our Values Dedication: Possess a deep commitment to Live Oak Bank’s mission and core values, exemplified through a strong work ethic, adaptability and pride in your work. Ownership: Take initiative to deliver positive results by proactively and creatively solving problems, while maintaining a high degree of quality. Respect: Treat everyone with courtesy, politeness, and kindness. Innovation: Embrace fresh ideas and fearlessly contribute new solutions to emerging or existing problems. Teamwork: Foster collaboration, accountability, and trust with others and understand that together, we do more For a detailed overview of our employee benefits please visit: Live Oak Bank is an Affir We consider applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, veteran status or disability. Equal access to programs, service and employment is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify human resources at View email address on click.appcast.io. EEO is the Law The base pay range for this position is $19.77 - $32.12 per hour. Compensation may also include annual bonuses and long-term incentives, subject to various metrics and company policy. A candidate’s salary is determined by several factors including travel, relevant work experience or skills and expertise. Please note that we provide at least the minimum requirement of paid sick leave to our employees who reside in states that require employer-paid sick leave, including but not limited to Arizona, California, Colorado, District of Columbia, Maine, Maryland, Massachusetts, Michigan, Nevada, New Jersey, New Mexico, New York, Oregon, Rhode Island, Vermont, and Washington. #J-18808-Ljbffr Live Oak Bank