AR Credit Analyst

AR Credit Analyst We are seeking a detail-oriented AR Credit Analyst to support high-volume credit operations within a B2B construction environment. In this role, you will evaluate customer creditworthiness, analyze financial data, and make informed decisions that directly impact risk and revenue. This position is ideal for someone who thrives in a fast-paced setting, can manage large volumes of credit applications, and is comfortable working cross-functionally to ensure accurate and compliant credit processes. Key Responsibilities Analyze financial data including financial statements, income, and cash flow to determine creditworthiness Calculate financial ratios (e.g., debt-to-income) to evaluate customer financial health Make recommendations to approve or deny credit and suggest appropriate terms Prepare reports summarizing customer financial health and lending risk Ensure compliance with internal credit policies and guidelines Assist with company and client audits Communicate with customers to resolve issues and verify financial transactions Required Skills & Experience 3+ years of Credit Analyst / Accounts Receivable experience 2+ years of construction-related B2B credit experience Strong experience in credit analysis, accounts receivable, and new account setup/approvals Experience working in a high-volume environment (~1000 applications/month) Strong financial analysis and risk assessment skills Proficiency in Excel Experience navigating multiple ERP systems The Details Fully onsite Monday–Friday, 8:00 AM – 5:00 PM Open-ended contract Job Type & Location This is a Contract position based out of Phoenix, AZ. Pay and Benefits The pay range for this position is $25.00 - $29.00/hr. Medical, dental & vision Critical Illness, Accident, and Hospital 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available Life Insurance (Voluntary Life & AD&D for the employee and dependents) Short and long-term disability Health Spending Account (HSA) Transportation benefits Employee Assistance Program Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully onsite position in Phoenix, AZ. Application Deadline This position is anticipated to close on Jul 9, 2026. The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law. If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email View email address on click.appcast.io for other accommodation options. San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records. Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools. #J-18808-Ljbffr Aston Carter