Commercial Credit Underwriting Portfolio Manager Team Leader

Position Title Commercial Credit Underwriting Portfolio Manager Team Leader Business Unit Credit Reports to: Manager of Commercial Credit Underwriting Portfolio Management Primary Responsibilities Recruit, hire, train, and oversee a team of Underwriting Portfolio Managers responsible for underwriting, portfolio monitoring, and analyzing assigned portfolios. Ensure direct reports identify credit risks in a timely manner while meeting high standards of accuracy and quality. Communicate commercial credit underwriting and portfolio management policies, procedures, and frameworks to align underwriting and portfolio management practices with the bank’s risk appetite and heightened regulatory standards. Provide guidance to direct reports to ensure risk ratings are timely and accurate, enabling Regional Credit Officers and Credit Risk leaders to make informed decisions on credit requests for existing and new customers. Manage a small portfolio of accounts, including underwriting, portfolio monitoring, and analysis of assigned portfolios. Monitor and ensure that direct reports manage assigned portfolios within acceptable tolerances and published KPIs/KRIs. Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of policy exceptions, and appropriate underwriting stress analysis of credits underwritten under their purview. Work with the manager on group-wide initiatives for process, role and responsibility enhancements, and/or output improvements. Perform other related duties and projects as assigned. Serve as a risk manager by understanding, reporting, responding to, managing, and monitoring risk encountered daily in accordance with F.N.B. Corporation’s risk‑management program. Position Overview Responsible for managing a team of Underwriting Portfolio Managers supporting the Commercial Bank, including portfolio management, credit underwriting, and development and oversight of the team. Communicate and execute credit underwriting risk strategies while ensuring compliance with regulatory guidelines. Responsible for the quality of underwriting and ongoing portfolio management performance metrics for the portfolio under purview. The team leader will manage a small, assigned portfolio. Minimum Requirements Minimum Level of Education: BA or BS Minimum # of Years of Job Related Experience: 7 Skills Required Excellent management skills Excellent communication skills, both written and verbal Excellent organizational, analytical and interpersonal skills Excellent customer service skills Ability to use a personal computer and job-related software: MS Word – Basic Level, MS Excel – Intermediate Level, MS PowerPoint – Basic Level Exceptional knowledge of commercial lending (C&I & Cap markets), underwriting practices, and banking practices Knowledge of commercial banking policies, procedures and government regulations Licensures/Certifications N/A Physical Requirements or Work Conditions Beyond Traditional Office Work: Travel may be required on occasion Equal Employment Opportunity (EEO) It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace. FNB will not provide sponsorship for employment‑based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered. #J-18808-Ljbffr First National Bank Of Pennsylvania