SVP, Auto, Marine & Unsecured Lending

Position Compensation Axos Bank Target Range: $180,000.00 / Yr - $210,000.00 / Yr. Actual starting pay will vary based on geographic location, experience, skills, specialty, and education. Eligible for an Annual Discretionary Cash Bonus Target: 17.5% and an Annual Discretionary Restricted Stock Units Bonus Target: 17.5%. These discretionary target bonuses may be awarded semi‑annually based upon achievement of performance goals and targets. About this Job The SVP, Consumer Lending is the executive leader with full P&L ownership across three distinct lending verticals: Auto, Marine, and Unsecured. The role spans decentralized, relationship‑based sales channels and direct‑to‑consumer digital platforms. Auto and Marine Lending rely on field‑based sales and embedded retail partnerships, while Unsecured Lending operates through a digital model focused on origination funnel performance and customer engagement. Responsibilities Own full P&L performance across Auto, Marine, and Unsecured Lending, including growth, credit quality, and profitability. Lead and scale indirect Auto and Marine channels through dealer and retail partner relationships. Oversee a national field sales team and drive production, coverage, and performance. Grow Marine retail partnerships and expand embedded financing opportunities. Manage Unsecured Lending digital performance, including application funnel conversion and customer experience. Partner with Product & Technology to enhance digital capabilities and optimize enrollment. Set and execute growth strategy across all three business lines. Partner with Credit & Risk to maintain strong underwriting standards and portfolio health. Collaborate cross‑functionally with Marketing, Compliance, Operations, and Technology. Report performance and strategy updates to executive leadership. Qualifications Bachelor’s degree. 12+ years in consumer lending; 7+ years in senior leadership with P&L ownership. Experience in indirect/dealer, retail partner, or unsecured consumer lending. Proven ability to lead field‑based sales teams and manage partner channels. Strong digital lending and conversion optimization experience. Deep understanding of credit, pricing, and portfolio management. Track record of driving growth across multiple channels. Strong leadership, communication, and cross‑functional collaboration skills. Experience in a regulated banking environment preferred. Employee Benefits Medical, Dental, Vision, and Life Insurance. Paid Sick Leave. 3 weeks’ Vacation and Holidays (about 11 a year). HSA or FSA account and other voluntary benefits. 401(k) Retirement Saving Plan with Employer Match program and 529 Savings Plan. Employee Mortgage Loan Program. Free access to an Axos Bank Account with Self‑Directed Trading. Equal Employment Opportunity Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breastfeeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws. Job Functions & Work Environment While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard, mouse, calculator, telephone, and copiers. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position. Background Check & Drug Screening All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre‑employment drug screening, which includes screening for marijuana. As a federally regulated banking institution, we will not employ any person who tests positive for marijuana, regardless of state legalization. Employment Eligibility (E‑Verify) Axos participates in the U.S. Department of Homeland Security E‑Verify program in all facilities located in the United States. #J-18808-Ljbffr Axos Bank