Salaried Spanish-Speaking Loan Officer

Job Description

Job Description

Federal Hill Mortgage | Baltimore, MD | Full-Time | In-Office

Are You an Exceptional Mortgage Professional Ready to Take Your Career to the Next Level and work for the #1 Producer in the State?

Are you a highly experienced, Spanish-speaking loan officer with exceptional loan structuring skills, a passion for helping clients, and an established network of referral relationships?

Federal Hill Mortgage is seeking an exceptional Spanish-speaking Loan Officer  to work directly alongside Tammy Saul, Maryland's #1 producing Loan Officer, who needs someone to take on our pipeline of Spanish-speaking Clients.

This is a once in a lifetime opportunity for a seasoned mortgage professional who has already demonstrated the ability to originate business but wants to significantly expand their production with the resources, mentorship, and client opportunities of an established, high-performing mortgage team.

About the Opportunity

Tammy Saul has built an extraordinary mortgage business with a consistent flow of qualified borrowers, including a substantial and growing number of Spanish-speaking clients who need an experienced mortgage professional to guide them through the financing process.

We are looking for someone who can take ownership of these opportunities, develop meaningful client relationships, convert leads into closed loans, and cultivate long-term referral business within the Spanish-speaking community. For well qualified applicants, you can make six-figures without including your own business.

Unlike traditional Loan Partner positions, this role offers the opportunity to:

• Work directly under Tammy Saul , one of the country's leading mortgage professionals.
• Immediately access an established pipeline of Spanish-speaking leads with significant opportunities for conversion, follow-up, and relationship development.
• Bring and grow your own existing book of business , leveraging the resources and support of an established mortgage operation.
• Build lasting relationships with Spanish-speaking borrowers, Realtors, and community referral partners.
• Focus on what you do best: structuring loans, delivering exceptional client experiences, and closing business.
• Develop a meaningful, long-term career with a highly successful and growing mortgage brokerage.

We are not looking for someone who simply processes loans. We are looking for an accomplished mortgage professional who can recognize opportunities, take initiative, cultivate relationships, and produce results.

What You'll Do

• Serve as the primary point of contact for assigned Spanish-speaking mortgage leads, providing exceptional service in both English and Spanish.
• Proactively contact, nurture, and convert an established pipeline of Spanish-speaking purchase and refinance prospects.
• Take incoming mortgage applications and work directly with borrowers to structure and preapprove home loans.
• Analyze credit, income, assets, and liabilities to identify appropriate financing solutions.
• Demonstrate strong working knowledge of FHA, VA, USDA, conventional, and Fannie Mae lending guidelines.
• Guide borrowers through the mortgage process, from initial consultation and preapproval through closing.
• Maintain consistent communication and follow-up with prospects, borrowers, Realtors, and referral partners.
• Cultivate your existing book of business while developing new referral relationships within the Spanish-speaking community.
• Collaborate closely with Tammy Saul and the Federal Hill Mortgage team to maximize client satisfaction and loan production.
• Maintain meticulous organization, accurate documentation, and proactive management of your loan pipeline.

Required Qualifications

We are seeking an experienced, proven mortgage professional. This is not an entry-level opportunity.

• 5+ years of recent mortgage industry experience , preferably as a producing Loan Officer, Mortgage Loan Originator, or high-level Loan Partner.
• Fluency in both Spanish and English , with the ability to confidently conduct mortgage consultations, explain financing options, and develop client relationships in both languages.
• An established, active book of mortgage business , including existing Realtor relationships, referral partners, or a personal network that generates mortgage opportunities. A modest but demonstrable book of business is sufficient.
• At least 2 years of experience working with purchase loans.
• Exceptional mortgage loan structuring, problem-solving, and analytical skills.
• Demonstrated ability to convert mortgage leads into applications, preapprovals, and closed transactions.
• Thorough knowledge of mortgage documentation, underwriting guidelines, and loan qualification requirements.
• Strong sales instincts, relationship-building skills, and a proactive approach to business development.
• Outstanding communication, professionalism, attention to detail, and client service skills.
• Ability to independently manage multiple files in a fast-paced, team-oriented environment.
• Must be located within commuting distance of our Federal Hill office in Baltimore, Maryland. This is an in-office position. Candidates must be within 45-minutes from our office on Key Highway in Baltimore.
• Ability to obtain or maintain any required mortgage originator licensing for assigned responsibilities.

What Sets This Opportunity Apart?

The leads are already here. The opportunity is to turn them into lasting relationships and closed loans.

Many mortgage professionals spend an enormous amount of time and energy prospecting for their next client. At Federal Hill Mortgage, you will have access to an existing pipeline of Spanish-speaking borrowers while continuing to develop and grow your own business.

Tammy Saul's production and reputation create an opportunity that is difficult to replicate independently.

We are looking for the right professional to help us capitalize on this tremendous opportunity while delivering the exceptional, personalized service our clients deserve.

Why Join Federal Hill Mortgage?

Federal Hill Mortgage offers an established reputation, a collaborative and experienced team, an abundant flow of mortgage opportunities, and the chance to work alongside one of the industry's top-producing loan officers.

This position is ideal for an ambitious, accomplished mortgage professional who has built a foundation of their own but recognizes the potential to achieve significantly more with the right partnership.

If you speak both English and Spanish, are experienced, exceptionally talented, and ready to combine your own business with a substantial pipeline of Spanish-speaking mortgage opportunities, we want to hear from you.

Apply today and tell us about your mortgage experience, your existing referral relationships, and your experience serving Spanish-speaking borrowers.