DOB - Financial Examiner IV-V: Commercial Bank Examiner

Financial Examiner IV-V: Commercial Bank Examiner

Organization: Texas Department of Banking

Primary Location: Texas-Houston

Work Locations: Houston Regional Office 8588 Katy Freeway, Suite 345 Houston 77024 Other Locations: Texas-Dallas, Texas-Lubbock, Texas-San Antonio

Job: Business and Financial Operations

Employee Status: Regular

Schedule: Full-time

Standard Hours Per Week: 40.00

Travel: Yes, 50 % of the Time

State Job Code: 451U

Salary Admin Plan: N/A

Grade: 00

Salary (Pay Basis): $8,545 - $10,041 (Monthly)

Number of Openings: 4

Overtime Status: Exempt

Description: Working Title: Financial Examiner IV-V: Commercial Bank Examiner Classification: Financial Examiner IV - V Class No. / Sal Grp: U1106/U1108, EE00 Monthly Salary: $8,545 - $10,041 (Salary and classification commensurate with experience) Location : Dallas, Houston, Lubbock, San Antonio FLSA Status: Exempt Overnight Travel: Extensive Travel – At least 50%

Mission: The mission of the Texas Department of Banking is to ensure Texas has a safe, sound, and competitive financial services system.

General Description: Acts as examiner-in-charge of smaller, non-problem financial institutions and affiliates. Effectively communicates examination results through established written report procedures and verbally through meetings with bank management and personnel. Assists in examinations of large, complex, or problem financial institutions.

Job Duties:

• Interprets and applies regulatory policies, procedures, laws and regulations.
• Analyzes areas of concern and personnel needs for upcoming examinations.
• Acts as examiner-in-charge of small to large, non-problem financial institutions without supervision. Under supervision, act as examiner-in-charge of large, complex or small problem institutions.
• Prepares written comments and conclusions of all CAMELS component areas when acting as the examiner-in-charge.
• Communicate examination findings to senior bank management and Board of Directors through oral presentation. May also prepare written examination reports as prescribed by departmental guidelines.
• Compile and analyze data and formulate conclusions.
• Completes assigned tasks in a thorough and timely manner.
• Attends all assigned schools and training seminars.
• Conducts, with supervision, reviews of examination reports.
• Provides supervision, training and evaluation of other examiners.
• Conducts financial and credit analysis and loan reviews. Prepares written summaries of criticized or adversely classified assets.
• Monitor financial condition of non-problem financial institutions through off-site procedures, without supervision.
• May conduct credit review and analysis involving larger, more complex credit relationships.
• Selects career path in trust, IT or commercial areas and enhances skills through on-the-job training and continuing education.
• May conduct examinations of trust and IT functions, including acting as examiner-in-charge, without supervision.

Qualifications

Requires Minimum Qualification: Experience and Education Requirements:

Financial Examiner IV

• Graduation from an accredited four-year college or university with major course work in finance, accounting, business administration, economics, or job-related field with a minimum of six hours, nine preferred, in accounting to include basic and/or intermediate accounting.
• A graduate degree in finance, accounting, business administration, economics, or job-related field may substitute for an undergraduate degree that is not business related.
• Four years progressively responsible experience in the regulation, examination, and analysis of financial institutions. i.e. Federal Deposit Insurance Corporation, Federal Reserve Bank, or Office of Comptroller of the Currency
• Must be a current or former (recent) bank examiner commissioned by the FDIC, Federal Reserve, OCC, Texas Department of Banking, or another approved state banking authority. Internal applicants must have completed all phases of the Department's BETS / Commissioning Panel. Hired candidates may be required to pass all or portions of the BETS/Commissioning Panel.

Financial Examiner V

• Same education requirements as a Financial Examiner IV.
• Five years progressively responsible experience in the regulation, examination, and analysis of financial institutions.
• Must be a current or former (recent) bank examiner commissioned by the FDIC, Federal Reserve, OCC, Texas Department of Banking, or another approved state banking authority. Internal applicants must have completed all phases of the Department's BETS / Commissioning Panel. Hired candidates may be required to pass all or portions of the BETS/Commissioning Panel.
• Copy of official college transcripts must be submitted with The State of Texas Application for Employment.

Preferred Qualifications:

• Work experience with a financial institution desired.
• Bilingual in Spanish and English with the ability to communicate well, both verbally and in writing.

Special Requirements:

• Position requires at least 50 % overnight travel.
• Must possess or obtain within 90 days a valid Texas driver's license. Satisfactory driving records are required for driving any vehicle to conduct agency business. Final applicants must certify that personally owned vehicles used for agency business have Texas minimum liability coverage and a valid state inspection.
• This position requires that the incumbent demonstrate strong personal financial responsibility and integrity.
• Applicants selected for an interview may be asked to complete a work style profile.
• Final applicants may be subject to an employment credit check, driving record check, and criminal background check.
• State law prohibits any employee of the Department from being or becoming "directly or indirectly indebted to or financially interested in an entity supervised or regulated by the Banking Commissioner." See Texas Finance Code, Section 12.107.
• For any previous regulatory or industry experience, the applicant selected may be required to provide a training profile reflecting courses attended with previous employers

Knowledge, Skills, and Abilities:

• Possess and exhibit above average oral and written communication skills.
• Possess working knowledge in the use of personal computers, including Microsoft Word and Excel.
• Ability to maintain effective working relationships with supervisors, co-workers, team members, regulated entity employees and the public.
• Ability to be self-motivated and exercise initiative and independent judgment.
• Ability to maintain confidentiality and handle sensitive information.

Physical Requirements and/or Working Conditions:

• The physical demands described here are represented of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This position requires the incumbent to primarily perform sedentary office work; however, mobility (standing and walking) is routinely required to carry out some duties. It requires extensive computer, copiers, printers, telephone, and client/customer contact. The job also requires normal cognitive abilities requiring the ability to learn, recall, and apply certain practices and policies. It requires the stamina to maintain attention to detail despite interruptions. Marginal or corrected visual, speech and auditory requirements are required for reading printed materials and computer screens and communicating with internal and external customers. This position requires:
• Regular and punctual attendance.
• Frequent use of personal computer, copiers, printers, and telephones.
• Frequent sitting.
• Frequent work under stress, as a team member, and in direct contact with others.
• Position requires at least 50 % overnight travel.

How to Apply:

To submit your application for employment, select Apply Online. Create and/or Login to your on- line applicant profile and electronically submit your State of Texas Application for Employment. All applications must contain complete job histories, which includes job title, dates of employment, name of employer, supervisor's name and phone number and a description of duties performed. If this information is not submitted, your application may be rejected because it is incomplete. Resumes do not take the place of this required information. Transcripts: If education is used to meet the minimum requirements of the job posting, a copy of college transcript(s) issued from the