Principal Enterprise Architect

Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries andjurisdictions. Citi provides consumers, corporations, governments, and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management.

As a bank with a brain and a soul, Citi createseconomicvalue that is systemically responsibleand in our clients’best interests. As a financial institution that touches every region of the world and every sector that shapes your daily life, our Enterprise Operations & Technology teams are charged with a mission that rivals any large tech company. Our technology solutions are the foundations of everything we do from keeping the bank safe, managing global resources, and providing the technical tools our workers need to be successful to designing our digital architecture and ensuring our platforms provide a first-class customer experience. We reimagine client and partner experiences to deliver excellence through secure, reliable, and efficient services.

Our commitment to diversity includes a workforce thatrepresentsthe clients we serve from allwalks of life, backgrounds, and origins. We foster an environment where the best people want to work. We value and demand respect for others, promote individuals based on merit, and ensure opportunities for personal development are widely available to all. Ideal candidates are innovators with well-rounded backgrounds who bring their authenticselvesto work and complement our culture of delivering results with pride. If you are a problem solver who seeks passion in your work, come join us.We’llenable growth and progress together.

Role Overview

We are seeking a visionary, highly technical, and Hands-on Senior Principal Platform & AI Architect with 10+ years of experience to lead the design, development, and security of our next-generation cloud platforms, enterprise API ecosystems, and AI-driven solutions.

This role is designed for an elite architect who thrives on the cutting edge of technology—someone who can define enterprise-grade cloud and AI strategies while remaining deeply hands-on in the codebase, designing core frameworks, writing infrastructure-as-code (IaC), and building secure, developer-centric environments.

Responsibilities

• Manage multiple teams of professionals to accomplish established goals and conduct personnel duties for team (e.g. performance evaluations, hiring and disciplinary actions)

• Provide strategic influence and exercise control over resources, budget management and planning while monitoring end results

• Utilize in-depth knowledge of concepts and procedures within own area and basic knowledge of other areas to resolve issues

• Ensure essential procedures are followed and contribute to defining standards

• Integrate in-depth knowledge of applications development with overall technology function to achieve established goals

• Provide evaluative judgement based on analysis of facts in complicated, unique, and dynamic situations including drawing from internal and external sources

• Influence and negotiate with senior leaders across functions, as well as communicate with external parties as necessary

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Recommended Qualifications

• 10+ years of experience in software engineering, platform engineering, cloud architecture, or related technology roles.

• Proven experience designing and implementing scalable, secure, and resilient cloud-native architectures across enterprise environments.

• Strong hands-on development experience building and supporting Java and/or .NET/C# microservices , frameworks, and reusable engineering components.

• Expertise designing, securing, and governing REST, gRPC, and GraphQL APIs using enterprise API management solutions.

• Experience building and supporting event-driven architectures and distributed systems leveraging modern messaging and streaming technologies.

• Strong experience with Infrastructure as Code (IaC), automation, and platform provisioning using industry-standard tools and practices.

• Experience evaluating, implementing, and governing Cloud Development Environments (CDEs) and developer productivity platforms.

• Hands-on experience integrating Generative AI solutions , AI-enabled developer tooling, and implementing AI security and governance controls.

• Demonstrated success leading technical strategy, driving architecture decisions, and influencing adoption across complex global organizations.

• Experience managing and mentoring geographically distributed engineering teams.

• Excellent written and verbal communication skills, with the ability to engage effectively with both technical and business stakeholders.

Education

• Bachelor’s degree/University degree in Computer Science, Software Engineering or equivalent experience

• Master’s degree preferred

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Job Family Group

Technology

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Job Family

Applications Development

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Time Type

Full time

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Primary Location

Jersey City New Jersey United States

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Primary Location Full Time Salary Range

$176,720.00 - $265,080.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Anticipated Posting Close Date

Sep 10, 2026

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Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

Illinois residents – AI Notice and Right

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.