SW Engineer

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you.

Job Description

Visa's Technology Organization is a collaborative community of problem solvers and innovators dedicated to reshaping the future of commerce. We operate the world's most sophisticated processing networks as the leader in digital payments, supporting up to 65,000 secure transactions per second across a global network of over 100 million merchant locations and nearly 15,000 financial institutions, empowering billions of cardholders worldwide.

The Opportunity:

We are looking for dedicated, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Associate Software Engineer at Product Reliability Engineering team, you will be an integral part of a multi-functional full stack engineering team inventing, designing, building, and testing agentic solutions and software products that will operate at global scale to predict and prevent real time reliability challenges in a rapidly evolving technology environment at Visa's scale. You will get to see how your efforts shaping the digital future of fintech transactions and ensuring a reliability of 99.9999% and beyond.


The Work itself:

• Build Agentic Solutions using world's most advanced LLM models from Anthropic, OpenAI and others
• Build Deep Learning solutions using AI-ML Platforms for real time transactions at a scale of 100K+ TPS and for peta bytes of Data.
• Design code and systems that touch 40% of the world population while influencing Visa's internal standards for scalability, security, and reusability
• Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for Visa's commercial products and services.
• Actively contributes to product reliability improvements, valuable service technology, and new operations flows in diverse agile squads
• Opportunities to make a difference on a global or local scale through mentorship and continued learning and experiments.

Essential Functions:

• Demonstrates in-depth technical proficiency to accurately interpret and address project requirements.
• Identifies and contributes to the development and solution strategies to team members that improve the design and functionality of interface features across one or more project features, under minimal guidance.
• Collaborates with others to support the piloting of new technology capabilities and features that enhance the customer experience across commercial products.
• Supports ongoing innovation by developing scalable, maintainable, and efficient systems aligned with organizational objectives and global technology standards.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Visa will accept applications for this role until at least June 3rd, 2026.
Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications
• Bachelor's degree, OR 3+ years of relevant work experience

Preferred Qualifications
• Bachelor's Degree in Computer Science, or related technology-engineering discipline.
• Exposure in developing agentic solutions using Cline, Claude, GitHub Copilot, Power Automate etc.
• Experience in Software Development with Agile and full SDLC using programming languages such as (e.g., Java, GO, Python, Scala, Java scripts, .Net) etc.
• Development experience in building and using Microservices with REST, JSON.
• Experience with a Relational database and-or NoSQL database.
• Proficient in GIT-Stash, Maven and Jenkins.
• Exposure in streaming platform like Kafka.
• Exposure with tools development, automation (CI-CD, Auto Deployment, System Availability, etc.), logging and monitoring.
• Knowledge of large scale data analytics and statistical modelling.
• Strong analytical, problem solving and communication skills.

The Skills You Bring
• Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale
• Challenge the Status Quo: Comfort in pushing the boundaries, 'hacking' beyond traditional solutions
• Language Expertise: Expertise in anyone programing language (e.g., Java, C#, C++, GO, Python, Scala, Java scripts, .Net)
• Builder: Experience building and deploying modern services and web applications with quality and scalability
• Learner: Constant drive to learn new technologies such as coding with GenAI, new backend, front-end, test and devops technologies.
• Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile-Scrum teams

U.S. Applicants Only
The estimated salary range for this position is $83,100.00 to $ 129,300.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer
Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.