Underwriter I

Job Opportunity At United Wholesale MortgageUnited Wholesale Mortgage (UWM) is America's #1 mortgage lender and we're dedicated to our team members' continued growth and success. Join a company that invests in you!Compensation:$45,000 starting salaryBonus opportunitiesMust-Knows:This is an 8-hour shift, Monday–FridayThis position requires full-time, on-site attendance in Pontiac, MIThis role does not provide immigration sponsorship. Candidates must be legally authorized to work in the US without requiring sponsorship now or in the futureWhat We Need From YouMust Have Qualifications:Completed 2 or 4-year college degreeComplex rationale and problem-solving skillsComputer literacy in Microsoft Word, Excel, Outlook and other internet resourcesExcellent written and verbal communication skillsWillingness to learn and be coachedAdaptable to a flexible, fast-changing industrySelf-motivated with a strong work ethicAbility to take accountability for actionsNice to Have Qualifications:Experience in Finance and/or Accounting (financial analysis, accounts receivable and accounts payable)What You Will Be DoingCollect, review and examine an applicant's financial history and recordsPerform risk assessment reportsAnalyze client's financial statements and identify effective alternatives to applicationMaintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies and the required documentationKeep up with changes and adaptations as they occurProvide elite service to internal and external clientsCommunicate with clients via email and over the phone on loan status, which includes Mortgage Loan Officers and Broker OwnersManage multiple priorities while building rapport with clientsThe Place & The PerksUnited Wholesale Mortgage has a firm commitment to excellence and empowers individuals to become the best version of themselves. We provide opportunities to individuals who want to excel within the mortgage industry.We are an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions)Paid time off (PTO)Medical, dental and vision insuranceDisability and life insurance401(k) with employer matchPaid training and career developmentPaid holidaysReferral bonusesFlexible start timeMaternity and paternity leaveDisclaimer*Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions). All the above duties and responsibilities are essential job functions subject to reasonable accommodation and change. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Team members may be required to perform other or different job-related duties as requested by their team lead, subject to reasonable accommodation. This document does not create an employment contract, implied or otherwise. Employment with UWM is "at-will." UWM is an Equal Opportunity Employer. By selecting "Apply for this job online" you provide consent to UWM to record phone call conversations between you and UWM to be used for quality control purposes.