Junior Underwriter

Overview The Mission: Become a Master Underwriter. At AD Mortgage, we don’t just hire Underwriters; we build them. We are looking for sharp, analytical minds ready to dive into our intensive Underwriting Training Course. You’ll learn the intricacies of Fannie Mae and Freddie Mac guidelines and emerge as a Subject Matter Expert in the mortgage industry. If you have an eye for detail and a passion for solving complex puzzles, your future starts here. Responsibilities The Learning Curve: Master the Fannie Mae and Freddie Mac rulebooks through our specialized training program. The Puzzle: Analyze loan applications, credit reports, and appraisals to ensure every file tells a clear, compliant story. The Guardrail: Use tools like LexisNexis and MERS to hunt for risks and prevent fraud before it happens. The Finish Line: Work directly with broker partners to clear final conditions and get families into their new homes. The Strategy: Identify \"outside the box\" solutions to rework loans and find a path to \"Yes\" while maintaining quality standards. Qualifications Excellent communication and interpersonal skills (written and verbal). Strong work ethic and a proactive approach to learning. Ability to work effectively both independently and as part of a team. A positive attitude and a willingness to embrace new challenges. Preferred: Associate\'s degree or 0-2 years of professional experience. Working Conditions This is a full-time, office-based position in a modern, cozy environment in our Troy, MI office. Our standard working hours are Monday to Friday, 9:00 AM to 6:00 PM, promoting a healthy work-life balance. What We Offer Company Culture: Inclusive, supportive environment where you are heard and valued. Growth Path: Defined paid training and clear pathways for career development. Benefits: Comprehensive benefits package including PTO, sick days, paid volunteer hours, medical, dental, vision insurance, and 401(k). AD Mortgage is a broker-voted Top 5 U.S. wholesale lender with 20 years in the industry, offering a full range of loan programs, including DSCR, Bank Statement, FHA, and Conventional loans. Equal Opportunity Employer: AD Mortgage values diversity and does not discriminate on the basis of race, religion, color, national origin, sexual orientation, age, marital status, veteran status, or disability. We provide reasonable accommodation to qualified individuals with disabilities during the job application or interview process. Please contact us to request accommodation. #J-18808-Ljbffr