Mortgage Loan Officer

Mortgage Loan Officer

At Bank of England Mortgage, we believe successful Loan Officers should spend their time building relationships, serving borrowers, and closing loans — not wading through layers of bureaucracy to get things done.

BOEM combines the product capabilities and lending reach of a larger institution with the accessibility and personal support of a smaller organization. Our Loan Officers work closely with our mortgage operations team and leadership, giving them access to the people and resources they need to move opportunities forward.

Whether you're an experienced mortgage professional looking for a better platform to grow your business or a sales professional ready to build a career in mortgage lending, BOEM offers an environment where you can make an impact.

Why Loan Officers Choose BOEM

• Big-bank capabilities. Small-bank experience.
• Accessible operations and leadership.
• Access to decision-makers.
• A place to build for the long term.

What You'll Do

As a Mortgage Loan Officer, you'll guide borrowers through the mortgage process while developing relationships and growing your business. Key responsibilities include:

• Generate new business through referral relationships, prospecting, self-sourced opportunities, and company-provided leads, as applicable.
• Consult with borrowers to understand their financial goals and recommend appropriate mortgage products and financing options.
• Take and complete mortgage loan applications and gather the documentation needed to move loans through the approval process.
• Review borrower financial and credit information and identify potential issues before submitting loans for processing and underwriting.
• Maintain regular communication with borrowers throughout the mortgage process and provide a high level of customer service from application through closing and beyond.
• Partner closely with internal teams to resolve issues and keep loans moving toward closing.

What We're Looking For

We're looking for motivated, relationship-focused professionals who take ownership of their business and deliver exceptional customer experience.

Minimum qualifications:

• Bachelor's degree in business/finance related field or
• High school diploma or GED with previous mortgage/financial institution experience, or commission-oriented sales experience
• Strong customer service and relationship-building skills.
• Effective written and verbal communication skills.
• Strong organization, problem-solving, and time-management abilities.
• Self-motivated, results-oriented approach with the persistence and initiative needed to succeed in a sales environment.
• Comfortable using technology and learning mortgage lending systems.

Mortgage lending and Encompass experience are preferred but not required for all candidates.

Licensing & Registration

Upon employment, this position requires successful registration with the National Mortgage Licensing System and Registry (NMLS) or transfer of an existing registration to Bank of England/Bank of England Mortgage, as applicable, in accordance with the SAFE Act. Continued employment is contingent upon maintaining required registration and completing applicable regulatory and company training.

About Bank of England Mortgage

Bank of England Mortgage is a division of the Bank of England located in England, Arkansas and founded in 1898. Bank of England Mortgage corporate office is in Little Rock, AR with locations in 8 states. As an FDIC – insured lender with a nationwide license, our loan officers have an unparalleled advantage of doing business across the country. Providing our loan officers to serve their clients through all of life’s changes.

Our teams work collaboratively across all departments with a shared goal: helping our Loan Officers serve their customers, grow their relationships, and build successful long-term businesses.

Compensation & Benefits

BOEM offers a competitive compensation structure designed to reward production and performance.

Eligible full-time employees also have access to a comprehensive benefits package, including:

• Medical and prescription drug coverage with two plan options and HSA eligibility
• Dental and Vision insurance
• Company-paid group life and AD&D insurance
• Supplemental life and AD&D coverage
• Short-term and long-term disability coverage
• Accident, critical illness, and hospital indemnity insurance options
• Employee Assistance Program with counseling, legal, and financial support resources
• 401(k) retirement plan (Pre and Post Tax) with employer matching
• Paid time off (PTO)
• Paid company holidays
• Paid bereavement leave

Equal Employment Opportunity & Accommodation

Bank of England/Bank of England Mortgage is an Equal Opportunity Employer. We are committed to providing equal employment opportunities in accordance with applicable federal, state, and local laws.

Reasonable accommodations may be made to enable qualified individuals with disabilities to participate in the application process and perform the essential functions of the position.

EOE/M/F/D/V

This is a generic Job description. A more detailed Job Description and Duties can be provided upon request.