Mortgage Underwriter - Future Opportunities

Underwriting OpportunitiesAcrisure Mortgage, a leading residential mortgage lender, is seeking experienced Underwriters for potential future opportunities within our organization. While we may not have an immediate opening, we are always interested in connecting with talented underwriting professionals who have a strong background in residential mortgage underwriting and a proven track record of supporting builder partnerships.Candidates who meet the qualifications below are encouraged to apply and submit their information for consideration as future remote opportunities become available.Position Summary:Mortgage Loan Underwriters underwrite and add loan program required conditions to mortgage applications to ensure that the borrower meets all program/product specifications prior to funding. Underwriters communicate all credit decisions (approval, suspense, denial) to the appropriate individuals within the operations team. Underwriters are charged with upholding fair lending practices and protecting the company by making sound lending decisions while maintaining company production and quality requirements.Job Responsibilities:Analyze loan files based on program and product specificationsReview and analyze credit reports, income documents, appraisal reports, and other relevant information to make sound underwriting decisionsMaintain or exceed production and quality requirements on a monthly basisMaintain expert knowledge of corporate, investor, and regulatory guidelinesEnsure compliance with all company, federal, and state guidelines and lending regulationsEffectively communicate credit decisions and document needs throughout all individuals involvedMaintain and record all credit risk activitiesRequirements:Certifications preferred: DE & SAR/LAPP5+ years of current, stable experience underwriting FHA and VA residential mortgage loansEncompass experience strongly preferredAssociate degree preferredExperience working with a new home builder preferredSkills and Abilities:Possess a strong government underwriting backgroundManual and AUS underwriting skillsAbility to underwrite files according to FNMA/FHLMC standards and comply with FHA guidelinesExcellent analytical, attention to detail, and decision-making skillsAbility to work independently with little supervisionHighly motivated and takes initiativeStrong written and verbal communication skillsAcrisure Mortgage is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace. Applicants must complete all interviews without the use of AI or automated tools.