Equity Research Senior Associate - Consumer Finance, Commercial Finance (US)

Job Description

Jefferies is seeking a Senior Associate for its Specialty Finance and Financial Technology Research team. This individual will analyze industry macro trends and company financials. Under the direction of the Senior Analyst, the Associate/Senior Associate will help cover 20+ stocks, which will primarily consist of consumer lenders (credit card, auto, specialty, and student) and financial technology companies. The candidate will be part of a broader financial services team, and frequent collaboration with the rest of the team is expected. The Associate/Senior Associate will build and maintain financial models and industry databases, ensuring correct and up-to-date information for research reports that are distributed to internal/external clients. The Senior Associate will also work closely with others on the team to write earnings reports, company reports, monthly/weekly publications and initiation of stock coverage reports. As part of this process, the team member will also review business and trade publications, annual reports, financial filings and other sources in order to gather, synthesize and interpret data on companies followed by the Specialty Finance/Fintech Team.

Over time, the associate will help communicate recommendations to sales, trading and clients. In addition, the associate will help develop marketing materials for clients, meet with management teams and attend industry conferences, when appropriate.


This position is located in San Francisco and coming into the office on a regular basis is required. New York location will be considered for the right candidate.


Required Background:

• 2-4 years of related experience, preferably in sell-side/buy-side equity research, or investment banking; within consumer finance / fintech
• Strong analytical and problem-solving skills - strong excel skills are critical
• Ability to analyze and manipulate large data sets
• Excellent written and verbal communication skills
• High attention to detail in terms of written work and financial modeling
• Strong organizational skills and the ability to prioritize & deliver in a time sensitive environment
• Ability to communicate and collaborate well in a team environment
• Bachelor's degree with high GPA
• Strong academic background in accounting, finance, economics, and/or computer science.

Preferred Qualifications:

• Strong interest in financial services
• Financial services experience a plus
• Solid experience in business modeling and financial statement analysis
• MBA/CFA/CPA a plus; Securities licensing a plus (Series 7/63 and 86/87)

Primary Location Full Time Salary Range of $135,000 - $165,000.

About Us

Jefferies is a leading global, full-service investment banking and capital markets firm that provides advisory, sales and trading, research, and wealth and asset management services. With more than 40 offices around the world, we offer insights and expertise to investors, companies, and governments.


At Jefferies, we are committed to building a culture that provides opportunities for all employees regardless of our differences and supports a workforce that is reflective of the communities where we work and live. As a result, we are able to pool our collective insights and intelligence to provide fresh and innovative thinking for our clients.


Jefferies is committed to creating and sustaining a workforce that welcomes individuals from all backgrounds to apply. Our employment decisions are made without regard to race, creed, color, national origin, ancestry, religion, pregnancy, age, medical condition, physical or mental disability, marital status, domestic partner status, sex, sexual orientation, gender, gender identity or expression, veteran or military status, genetic information, reproductive health decisions, or any other factor protected by applicable law. We are committed to hiring the most qualified applicants and complying with all federal, state, and local equal employment opportunity laws. As part of this commitment, Jefferies will extend reasonable accommodation to individuals with disabilities, as required by applicable law.

The salary offered will take into consideration an individual's experience level and qualifications. In addition to salary, Jefferies Financial Group is proud to offer a comprehensive benefits package to eligible, full-time employees or part-time employees, who are scheduled to work at least 30 hours or more per week, including an annual discretionary incentive and retention bonus, competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Jefferies also offers paid time off packages that include planned time off (e.g., vacation), unplanned time off (e.g., sick leave), and paid holidays, and for full-time employees, paid parental leave.