Payments Governance Advisor, Principal Associate - Hybrid

Payments Governance Advisor, Principal Associate - HybridThe Enterprise Payments Governance and Oversight (EPGO) team is seeking a dynamic Principal Associate-level Payments Governance Advisor who will support effective end-to-end payments oversight and risk management across Capital One. The EPGO team sits within the Enterprise Payments organization in the Retail Bank. This team is tasked with executing governance and oversight of payments strategy, operations, and risk management for the payment types utilized across the enterprise. In this role, you will be at the forefront of payments risk management, supporting solutions to advise and remediate some of the biggest payments-related challenges. You will become a subject matter expert and trusted advisor to key stakeholders across all Lines of Business to champion a strong first line risk culture, including Senior Leaders and colleagues across Operations, Risk Management, and Product.You will work with smart, talented people who will challenge you to excel as we build, maintain and continuously improve best in class payments risk management. General ResponsibilitiesAdvisoryPartner with stakeholders to understand business use cases that impact payments. Influence and advise partners on risk mitigation strategies, including controls, testing, policies, procedures by utilizing Enterprise risk framework standardsEnsure Risk Mitigation & Controls Document and manage E2E payments use case inventory and supporting lines of business in demonstrating adherence to payment risk policy & standardsPerform enterprise risk assessments of new or modified payments use casesLeverage knowledge of the payments industry and risk management strategies to strengthen internal controlsGovernance & OversightIdentify and remediate payments related Issues in partnership with Business Risk owners Work across the Enterprise to ensure consistent risk management across payment types, maintain or improve on policies and procedures to ensure corporate, regulatory and industry standards Contribute and lead Monthly or Quarterly business reviews across lines of businessContinuous ImprovementIdentify risk trends and propose new controls, processes or approaches to mitigate those risks. Leverage story telling and strategy to highlight opportunities for improvement around risk culture, risk identification, knowledge, and process across the Enterprise.Engage in payments-related projects and process initiatives to support governance and oversight activitiesIdeal CandidateAbility to build relationships across different seniority levels and business units to influence risk strategiesAnalytical mindset to support risk analysis and problem solving Excellence in spotting connections or patterns across disparate data sets to identify and communicate trends. Experience recommending processes or approaches in support of trendsTeam-focused, with demonstrated strong relationship-building and collaboration skillsExceptional communication and influencing skills, with the ability to navigate complex organizational structures and build consensus among diverse stakeholdersExcellent analytical, problem-solving, and project management skills Location: This role is hybrid, where you will be expected to spend 3 days per week working in the office and the remainder of the week working virtually.Basic QualificationsAssociate's Degree or Military Experience At least 2 years of experience in risk management, audit or governanceAt least 2 years of banking or financial services experienceAt least 2 years of experience supporting, partnering and interacting with internal and external stakeholders At least 2 years of project management or process management experience At least 1 year of experience using Google Suite or Microsoft Office Preferred QualificationsBachelor’s DegreeAt least 4 years of experience in risk managementAt least 4 years of project management or process management experience At least 1 year of data manipulation experience At least 3 years of experience managing senior stakeholdersAt least 2 years of experience working in paymentsAccredited ACH Professional (AAP) certification or Accredited Payments Risk Professional (APRP) certificationAt this time, Capital One will not sponsor a new applicant for employment authorization for this position.The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.McLean, VA: $120,800 - $137,900 for Principal Risk SpecialistRichmond, VA: $109,900 - $125,400 for Principal Risk SpecialistCandidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at View phone number on click.appcast.io or via email at View email address on click.appcast.io. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to View email address on click.appcast.io One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC). Capital One