Mortgage Pricing & Analytics, Associate/AVP

Assistant Vice President/Associate, Mortgage Pricing & Analytics Private Bank | Home Loans | Morgan Stanley Join a high-impact team shaping how we price, analyze, and deliver mortgage solutions for Morgan Stanley’s Wealth Management clients. As an AVP/Associate in Mortgage Pricing & Analytics, you’ll operate at the intersection of strategy, analytics, and execution—driving decisions that directly influence growth, profitability, and client experience. What you’ll do Own and evolve mortgage pricing strategies across products and client segments Translate market trends, competitive dynamics, and portfolio performance into actionable insights Partner across Sales, Finance, Treasury, Risk, and Product to deliver timely, data-driven pricing decisions Build, enhance, and automate analytics to inform rate setting, profitability, and deal structuring Support ad hoc analysis and strategic initiatives in a fast-paced, dynamic environment What sets you apart Ownership mindset – you take initiative and deliver end-to-end outcomes Curiosity – you challenge assumptions and dig into the “why” behind the data Relationship builder – you collaborate and influence across teams and seniority levels Subject matter expertise – strong grounding in mortgage products, pricing, or financial analytics Attention to detail – you balance precision with speed Resourcefulness – you navigate ambiguity and find solutions Versatility – you’re comfortable wearing multiple hats Qualifications & experience 4+ years of experience in mortgage pricing, banking, financial services, or analytics-driven roles Bachelor’s degree in Finance, Economics, Business, Data Analytics, or a related field (advanced degree a plus) Strong understanding of mortgage products, rate sheets, and pricing dynamics preferred Solid grasp of P&L drivers, profitability analysis, and financial modeling Advanced Excel and VBA skills (modeling, scenario analysis, data manipulation) Experience with data visualization tools (e.g., Tableau, Power BI) Familiarity with SQL or other data querying tools is a plus Exposure to AI/automation tools (e.g., Python, Alteryx, or similar) to enhance analytics and efficiency Ability to work with large datasets and translate insights into business decisions What you can expect from Morgan Stanley At Morgan Stanley, we raise, manage, and allocate capital for our clients—helping them reach their goals. Our values—putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back—guide our decisions each day. We offer attractive and comprehensive benefits and perks, and provide ample opportunity for career mobility. To learn more about our offices across the globe, please copy and paste into your browser. Associate – Expected base pay rates for the role will be between $70,000 and $115,000 per year at the commencement of employment. Base pay, if hired, will be determined on an individualized basis and is only part of the total compensation package, which may also include commission earnings, incentive compensation, discretionary bonuses, other short- and long-term incentive packages, and other Morgan Stanley-sponsored benefit programs. AVP – Expected base pay rates for the role will be between $85,000 and $140,000 per year at the commencement of employment. Base pay, if hired, will be determined on an individualized basis and is only part of the total compensation package, which may also include commission earnings, incentive compensation, discretionary bonuses, other short- and long-term incentive packages, and other Morgan Stanley-sponsored benefit programs. Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents. For more information, please visit #J-18808-Ljbffr Dormont Manufacturing Co