Senior Risk Asset Review Examination Specialist | Risk Asset Review

Senior Risk Asset Review Specialist

Wells Fargo is seeking a Senior Risk Asset Review Specialist within Credit Risk as part of Corporate Risk. This oversight extends to all phases of a loan's life cycle, including origination, underwriting, risk analysis, approval, documentation, monitoring, loss recognition, modification, and collection activities. In this role, you will:

• Lead or participate in moderately complex initiatives and deliverables within Risk Asset Review Examination.
• Contribute, initiate, and recommend changes to the group's exam policies and standards.
• Assess the lending practices of the company's commercial loans and securities investments.
• At times, serve as examiner-in-charge and direct a team of examiners that examines the company's commercial lending businesses.
• Interact with line of business senior management of complex lines of business.
• Advise RAR management on ways to improve the examination process.
• Serve as a resource on RAR's examinations of Wells Fargo's commercial lending businesses.
• Evaluate credit administration practices, focuses on significant issues, and demonstrates sound credit judgment.
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals.

Required Qualifications: 4+ years of Risk Asset Review experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Desired Qualifications: 4+ years recent experience working for a large U.S. bank or large regional U.S. bank in the role as an underwriter, portfolio manager, and/or relationship manager. Exposure to large complex credits, including syndicated deals, leveraged loans, securities transactions, and asset-based lending facilities. Good understanding of commercial real estate across various sectors. Strong commercial credit analysis skills with high attention to detail and accuracy. Ability to perform quantitative and qualitative analysis, and to document conclusions in an articulate and succinct manner. Ability to review and interpret complex financial statements, commercial loan structures, and loan documentation. Knowledge and proficiency in risk rating commercial credits. Experience in exercising independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements in a variety of industries. Experience in interacting with Audit, Legal, external agencies, and regulatory bodies on risk-related topics. Good communication skills with the ability to communicate issues, risks, and proposed solutions effectively and succinctly, in both written and verbal formats, with senior leaders. Excellent verbal, written, and interpersonal communication skills. A BS/BA degree or higher in accounting, finance, or economics. Ability to work and influence successfully within a matrix environment and build effective business partnerships with all levels of team members. Ability to execute in a fast paced, high demand, environment while balancing multiple priorities. Ability to provide credible challenge and candor to peers.

Locations: 401 South Tryon Street - Charlotte, North Carolina 401 Las Colinas Blvd W Bldg B - Irving, Texas 2700 South Price Road - Chandler, Arizona 600 South 4th Street - Minneapolis, Minnesota 800 South Jordan Creek Parkway - West Des Moines, Iowa 114 North Beaumont Street - D Bldg, Saint Louis, Missouri

Job Expectations: Required location(s) listed above. Relocation assistance is not available for this position. This position is not eligible for visa sponsorship. This position currently offers a hybrid schedule.

Pay Range Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities. $100,000.00 - $179,000.00

Benefits: Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.