Mortgage Underwriter

Mortgage Underwriter

Job Category: Business Operations

Full-Time, Hybrid

Charlotte, NC 28209, USA +1 more locations

Description

What You'll Do

• Manage a daily pipeline of loans across RCN Capital's full suite of lending programs
• Review and analyze loan files for accuracy, creditworthiness, compliance, and collateral
• Validate borrower and entity information, review credit reports, and assess investor experience
• Collaborate closely with Loan Officers and the lending team to ensure files are complete and moving efficiently toward funding
• Build a strong understanding of RCN Capital's loan programs and underwriting guidelines
• Make sound, data-driven underwriting decisions while escalating complex scenarios when needed
• Assist with additional projects and responsibilities as assigned

What We're Looking For

• Strong attention to detail and commitment to accuracy
• Ability to manage multiple priorities in a fast-paced environment
• Analytical mindset with sound judgment and problem-solving skills
• Clear and professional communication skills (written and verbal)
• Eagerness to learn, grow, and deepen underwriting expertise
• Familiarity with real estate investment lending is a plus, but not required

Required Skills

• Strong organizational and time-management skills
• Ability to communicate professionally via phone, email, and in person
• Comfortable working in a deadline-driven environment
• Proficiency with Microsoft Office Suite, including Excel, Word, and Outlook

Experience & Education

• Bachelor's degree in Business, Finance, Real Estate, or a related field preferred
• 4-year degree or equivalent experience required
• Minimum of 4 years of mortgage underwriting experience
• Experience with private or hard money lending strongly preferred
• Relevant experience may be considered in lieu of formal education

Schedule & Work Model

• Full-time, Monday–Friday, 9:00 AM – 6:00 PM
• Hybrid work model (2 days per week in office)
• First 90 days onsite for training and onboarding

Why RCN Capital

• Growth-oriented, team-focused work environment
• Training and development opportunities
• Casual dress policy
• Competitive benefits, including 401(k)
• And many additional perks

Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.