Finance Manager

Description As part of the Commercial Finance team at Citizens, you’ll be in a great position to reach your potential with new professional challenges and opportunities to stretch yourself. In the role of Finance Manager , you will be responsible for the financial decision support for a major client segment within the Commercial Bank. In this role covering all areas of management reporting, planning and decision support analytics, you’ll develop solutions to complex business issues, collaborate with stakeholders across the Citizens franchise and work closely with executive leadership of the business. You will serve as a key trusted financial advisor for executive leadership by highlighting key financial trends and drivers and their impact on future financial results, support strategic decision making, and tell the financial story of a business at an executive level. Primary responsibilities include Financial decision support to business line executives as part of monthly updates to earnings forecasts by modeling the anticipated net interest margin, fee income, operating expenses and credit provisions that align with anticipated interest rate and economic scenarios, new business pipelines and profitability objectives. Measure and track the key drivers of changes in the commercial loan portfolio such as new originations, re‑financings, changes to line utilization rates and prepayment speeds to inform monthly forecast updates for changes to the size and composition of the balance sheet. Support capital rotation efforts to achieve the proper balance between liquidity, risk, pricing and returns. Identifying and tracking opportunities to optimize the balance sheet is an important component of this effort by maintaining financial profiles of new credit originations as well as client exits to measure progress. Develop financial proforma views and key operating performance measures for business expansion initiatives and tracking of results vs. expectations. Financial leadership of the annual budget and strategic planning processes, including the creation of financial presentations and documentation of key assumptions, reflecting the input of line of business management. Maintain a strong control environment by completing the month‑end financial close including the identification of financial issues, risks and opportunities and synchronizing the financial impacts in monthly forecasts. Qualifications, Education, Certifications and/or Other Professional Credentials Bachelors degree in Finance, Accounting, Economics or related discipline. 3+ years of experience in a finance, accounting or business decision support role. Solid Excel financial modeling skills. Knowledge of Essbase financial reporting platform highly preferred Good understanding of macro‑economic principles. Strong executive partnership and communication skills Hours & Work Schedule Hours per Week: 40 Work Schedule: M‑F (hybrid - 4 days in office) Pay Transparency The salary range for this position is $99,000-$127,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to, the budget, work location, and relevant skills and experience. We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time‑away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit Citizens will not sponsor an applicant for a work visa, such as an H‑1B, for this position. Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. #J-18808-Ljbffr