Mortgage Loan Closer - Hybrid Position (Orange County, CA)

Mortgage Loan Closer - Hybrid Position (Orange County, CA)

Essential Functions and Basic Duties:

• Audit file for completeness and accuracy to ensure compliance with underwriting guidelines.
• Prepare CD, and balance signing dates and figures with closing agent.
• Prepare loan documents and ensure state guideline are met, fees are accurate.
• Confirm all prior-to-doc conditions are met and signed off by appropriate parties before releasing loan documents
• Prepare loan documents and ensure closing package is complete, fees accurate and fully compliant.
• Review signed closing package for accuracy
• Ensure all prior-to-funding conditions are met and properly signed off
• Coordinate closings with settlement agents
• Approve closing agent's settlement statement
• Responsible for preparing and verifying final funding figures
• Prepare wire request for funding and provide settlement agent with funding authorization
• Post-closing duties include confirming recording/disbursement file, curing post-closing deficiencies, reconciling final settlement statement and preparing post- closing CD, if needed

Required Skills/Abilities:

• Thorough knowledge of TRID and RESPA LE/CD requirements
• Strong aptitude for detail, accuracy and organization
• Ability to prioritize and multi-task with ease
• Excellent interpersonal, written and verbal communication skills
• Conventional and Government loan experience required
• Encompass Experience a plus

Qualifications:

• High School Degree
• Minimum of two (2) years recent residential closing/funding experience