Credit Management Clerk - Finance

Over the course of your life, you’ve had very private dreams and wishes for As an Alpine Bank Credit Analyst, you have the chance to help the dreams of You’ll help make sure that the person you’re helping is an exact fit for the credit they seek.

The Credit Analyst I is an entry level position involved in underwriting loans with a focus on a specific sector of either commercial or consumer products while closely working with other Credit Analysts and the Credit Analyst This position could be based out of any Alpine Bank location, Reasonable accommodations may be made to enable individuals with disabilities to Underwrites loans, with focus on either the commercial or consumer products. * Executes work following the Bank’s processes and procedures. * Identifies trends in income and/or cash flow, as well as sources and uses of business cash flow. * Depending on borrow complexity uses global analysis for both commercial and Completes the loan analysis and completes SIMON requirements for the Ensures that the cash flows and retained earnings reconcile. * Identifies any trends in the financial performance or balance sheet concerns. * the details of the analysis. * Performs a written analysis of findings. * Attends Loan Committee meetings to help support the Relationship Manager as Basic knowledge of underwriting, with focus on either commercial or consumer products and policies. * General proficiencies with both personal and business spreads. * Ability to assess the credit risks associated with a loan file. * A strong understanding of financials and expertise in accounting and cash Knowledge and ability to implement Alpine Bank’s policies and procedures. * Understanding and application of banking compliance regulations. * Education or Formal Training:

* High School Diploma or General Educational Diploma (GED) equivalency Bachelor’s Degree (B.A.) in Finance or Accounting required. * A minimum of one (1) year of experience as a bank Credit Analyst with expertise in accounting and cash flow and strong understanding of financials This job operates in a professional office environment. standard office equipment such as computers, phones, and photocopiers. Travel Physical Activities:

Starting Rate of Pay is from $26.00 - $28.84 per hour, depending on experience.

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